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Does the bank know how there assets are being managed? - 10/29/08 08:41 PM
I just completed a sale on a REO. The customer got a good de1al. The appraisal was over 35% higher than the purchase price. The bank received a offer from one of my other customers 22% higher 3 months prior. IS THIS HOW A PROPERTY SHOULD BE HANDLED TO MITIGAGE LOSSES! What I do not understand is when the lender pulled the listing from one agent to another, the first agent would not submit it to the lender, indicated that I should wait to see who it was listed with when it got relisted. So I waited and saw the list price get (1 comments)
Ocween What Are they Doing When Reviwing Modifications? - 10/18/08 08:01 AM
I have a case that I am helping someone in which Ocween Mortgage has a second mortgage of $70,000 and another servicer has the first mortgage of $130,000. The value of the house in around $150,000. Ocween loan interest rate is a 12%+ and they are willing to reduce the interest rate for only 3 years but is trying to back into payment by the income rather than a negotiated rate. They basically indicated that they do not consider proposals submitted by customer, that they make the offers! The homeower is willing to stay at the house if she can afford the payments. However, Ocween's postion (0 comments)
What Does A Home Retention Specialist Do? - 10/16/08 07:38 AM
I use my past experience as a foreclosure manager and a bankruptcy manager for companies like PNC Bank,Washington Mutual and Fleet mortgage to assist home owners in default. I do this work for Titanium Solutions who receices these assignments from major lenders. In addition I contact other people through news letters to educate them on there options and suggest that they contact me for advice. I am getting resposes to my news letters and have been able to help a number of people to keep their homes with working with their lenders. This service I do for FREE to help people (0 comments)
When purchasing a REO Expect Suprises! - 10/12/08 06:43 AM
Recently I sold a Bank owned REO. The offer was written and sent to the listing agent but the bank transfered the listing of the property from one Realtor to another. The agent we listed the property did not know whom the bank was going to list with and said watch for the property to come back on the market. Called the bank and they could not find the property , so I had to wait for the property to come on the market. The property hit the mls and we contacted them quickly. The offer was a full priced offer with (0 comments)
September 2008 West Allis Real Estate Activity - 10/08/08 06:47 PM
Sales activity in 2008 10 less than in September 2007, which is a 19.2% reduction in sales volume in 2008 compared to 2007. The new listings were greater 2.5% this September than last September, with a total of 123 new listings added in September. There is currently 587 Active listings on the market with a median list price of $159,900 andhave been on the market an average 107 days.
There were 42 properties that sold in September with a median sales price of$148,160 and a list to sales ratio of 96.83%. The average time on the market for these sold (0 comments)
September 2008 Muskego Real Estate Activity - 10/08/08 12:48 PM
Sales activity in 2008 was 4 less than in September 2007, which is a 20% reduction in sales volume in 2008 compared to 2007. The new listings were 50% less this September than last September, with a total of 34 new listings added in September. There is currently 227 Active listing on the market with a median list price of $304,875 and have been on the market for an average of 172 days. 134 of the active listings are listed between $275,000 - 749,999. There were 20 properties that sold in September with a median sale price of $230,547 and a (0 comments)
Who Represents Whom? - 10/05/08 07:48 AM
Recently I was handling a sale of house that was being sold by an estate. The property was being sold in "as is" condition, so I ordered a Inspection report to make sure everyone who inspected the property would know exactly what condition the property was in. When we started marketing this property , we created a buz about the property and had a great deal of activity immediately. When we recieved an offer, the offer was a little low and was looking for consessions from the seller. The offer was finally accepted to be sold in as is condition and (0 comments)
Who knows what when dealing with modifications? - 10/05/08 04:30 AM
Recently a customer asked me to help deal with their loan because they could not afford the payment. The interest rate was 12.375% amoritized over 30 years with a 15 year balloon. Ocwen was offering the customer a 2% loan for 3 years and then reverting back to original terms of the note. Ocwen sent them a due date three days prior to them sending the docuement to the customer. The loss mit department is not in the USA. I believe the department is in India. This may be part of the problem! When Ocwen was calculating the payment, they were not (0 comments)
Recent Short Sale Approval BY Bank America - 10/02/08 08:01 AM
Recently I had a Bank of America short sale. I thought it a good idea to make people aware of the process. This property had very few showing when we were marketing. One week before the foreclosure sale activity picked up due to some marketing strategies to increase exspoure. One offer was received (full price offer) it was faxed to the bank that same night. Followed up with the bank and they had no record of recieving fax , so it was faxed again. Then I followed up the next day and the bank lost that fax too. Then I faxed the (2 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.