Tips for Buying a Home in a Tight Market Increase your chances of getting your dream house in a competitive housing market, and lower your chances of losing out to another buyer.1. Get prequalified for a mortgage. You'll be able to make a firm commitment to buy and your offer will be more desirable to the seller.2. Stay in close contact with your real estate agent to find out about the newest listings. Be ready to see a house as soon as it goes on the market - if it's a great home, it will go fast.3. Scout out … (6 comments)
homebuying: 5 Things to Know about Homeowners Insurance
- 09/20/10 08:36 AM
5 Things to Know about Homeowners Insurance 1. Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately.2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit on how much the insurer will pay. For example, many policies limit the amount paid for stolen jewelry unless items are insured separately.3. Know the replacement cost. If your home is destroyed you'll receive money to replace it only to the maximum of your coverage, … (0 comments)
Your neighborhood has a big impact on your lifestyle. Follow these steps to find the perfect community to call home. Is it close to your favorite spots? Make a list of the activities - movies, health club, church, etc. - you engage in regularly and stores you visit frequently. See how far you would have to travel from each neighborhood you're considering to engage in your most common activities. Check out the school district. This is especially important if you have children, but it also can affect resale value. The Department of Education … (1 comments)
homebuying: Take the Stress out of Homebuying
- 08/23/10 07:25 AM
Take the Stress out of Homebuying Buying a home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible.1. Find a real estate agent who you connect with. Home buying is not only a big financial commitment, but also an emotional one. It's critical that the REALTOR® you chose is both highly skilled and a good fit with your personality.2. Remember, there's no "right" time to buy, just as there's no perfect time to sell. If you find a home now, don't try to second-guess interest … (1 comments)
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