Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Most of the emails I have been receiving lately have been from folks who have an adjustable rate mortgage that is going to adjust on them within the next few months. The comments come from people with both subprime and prime loans; and the concern is the same: “I can afford the payments now; I won’t be able to when they change.”
I’ve put together this list of 5 things to do right now if you are in an adjustable rate mortgage so that you can better manage what needs to happen before your rate changes. I recommend starting this process at least 75 days from your adjustment date; however, if you have credit issues I recommend starting right away - regardless of your reset date.
1. Determine your rate adjustment date. Find your loan documents, determine what type of adjustable rate mortgage you have and when it is set to adjust. If you don’t know how to read your loan documents watch this video on understanding adjustable rate mortgage loan disclosures. If you can’t locate your mortgage documents you can contact your mortgage company through their customer service number.
3. Determine your credit score. You can do this by running a credit report at myFICO.com which will give you your scores. Please note that Blown Mortgage is a myFICO.com affiliate and I will get a small commission if you choose this service through this site. I have been using myFICO.com for years and have been recommending it well before I received any compensation for doing so. Please read this entire series on why credit is so important to your ability to get out of your adjustable rate mortgage.
4. Determine your home value. You can do this in a variety of ways. The easiest (and least accurate) way is to look up your home on zillow.com. Another way to do it is to ask any of your friends in real estate to run a property profile search through their title company. This will get you good information. If you know any Realtors you can contact them and ask them if they would be willing to provide a broker price comparison for your house. This is probably the best information.
5. Pull together your income, asset and credit information. You’ll want to consider refinancing options if your rate is going to adjust and the best way to begin that process is to have everything together before you start talking to people. You’ll want to get your documentation together first and I’ll go in to that in a future post. In addition read this post here on the refinance process as a primer.a
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.