walnut creek home loans: April 7th Rate Guard Update
- 04/07/10 03:37 AM
Wonderful Weds Morning to all, Positive opening this morning, FOMC minutes yesterday were tame language -wise. Economic news wise consumer credit due out later today, jobs report tomorrow. Previous 10yr auctions were not well received so eye is on today's 10yr results. Rate Guard Update Have a great day! … (0 comments)
walnut creek home loans: April 5th Rate Guard Update
- 04/05/10 03:55 AM
Marvelous Monday Morning to all, Economic news today isn't bond friendly.........but positive for the economy. Pending home sales were way up. Rate Guard Update Have a great day! … (0 comments)
walnut creek home loans: April 2nd Rate Guard Update
- 04/02/10 05:47 AM
Fabulous Friday to all, Late morning update with the bunny rabbit hop down opening with bonds today. Keep in mind the pros are off for a long weekend and Monday will hopefully bring a bunny rabbit hop UP. Rate Guard Update Have a great weekend! … (0 comments)
walnut creek home loans: April 1st Rate Guard Evening Update
- 04/01/10 02:36 PM
Terrific Thursday Eve to all, A quick re-cap of bonds today, and look back in the past at rates for 16 years. Rate Guard Update No April Fools! Sorry! Have a great evening! … (0 comments)
walnut creek home loans: April 1st Rate Guard Update
- 04/01/10 02:56 AM
Terrific Thursday to all, This morning jobless claims dominate the news and initial reports are rosy. Manufacturing is also up in the US as well as Europe. Prepare for another choppy day. Rate guard Update. Have a fantastic day! … (0 comments)
walnut creek home loans: Create your OWN Stimulus Package
- 03/31/10 04:49 PM
Create your OWN Stimulus Package Today the FED's support for MBS (Mortgage Backed Securities) ended. Bonds drooped a bit, but the future is bright. How can you create your OWN stimulus package and purchase more home with the same budget? How can you SELL your home faster for the best possible price? Remember the CHALLENGES we all face simply depend on how we face them! I want you to SOAR with the Eagles and use strategy for the best possible outcome either purchasing your next home or selling your current home and moving up. See how you can CREATE your own … (2 comments)
walnut creek home loans: March 31st Rate Guard Update
- 03/31/10 03:09 AM
Wonderful Weds Morning to all, Mixed economic news this morning. Hold on the market is currently dropping now down 22bps. Rate Guard Update
Have a great day! … (4 comments)
walnut creek home loans: March 30th Rate Guard Update
- 03/30/10 02:54 AM
Terrific Tuesday to all, Choppy start with consumer confidence up. Expect an interesting day with bonds as we are one day away from the FED's support of MBS purchases. Rate Guard Update Have a great morning! … (0 comments)
walnut creek home loans: March 29th Rate Guard Update
- 03/29/10 04:16 AM
Marvelous Monday Morning to all, Expect choppy trading today. Economic news for personal consumption came in at expectations. Rate Guard update Have a great day! … (0 comments)
walnut creek home loans: March 26th Rate Guard Update
- 03/26/10 04:09 AM
Fantastic Friday to all, Solid opening this morning. GDP was revised down slightly. IMF and the EU have moved forward with aid for Greece. Europe still has Ireland and Portugal issues coming. Rate Guard Update Have a great weekend! … (0 comments)
walnut creek home loans: March 25th Rate Guard Eveening re-cap
- 03/25/10 10:42 AM
Terrific Thursday evening to all, Good news the BEARS found the honey I hid on W-St. We did recover this afternoon from this morning's drop. GDP is due out tomorrow..............my thoughts are GDP will most likely be positive...............meaning another wild ride with bonds. Rate Guard Update Yes I have sent out several quick updates yesterday and today...........that to alert as we are in un-charted waters with the FED out of MBS purchases in a few days. Also it's not a bad idea to check clients for qualifying if they were tight ratio wise before yesterday's drop. Positive thoughts we open UP … (0 comments)
walnut creek home loans: Rate Guard Alert Hold on!
- 03/25/10 05:58 AM
Hang on! The market is selling off without signs of improving so far. GDP tomorrow I expect a rosy report= no help. Rate Guard Update I will update later this afternoon! … (0 comments)
walnut creek home loans: March 25th Rate Guard Update
- 03/25/10 02:58 AM
Terrific Thursday to all, Economic news this morning with jobless claims is better than expected. Concerns with the domino effect in Europe have resurfaced. Pressure is on EMU to ease concerns with Greece, and Portugal n coming next. Rate Guard update Have a great morning! … (0 comments)
walnut creek home loans: Weds Evening Rate Guard Update with detail
- 03/24/10 01:19 PM
Wonderful Weds Eve to all, Quick update with today's drop with bonds. What happened? Poor auction results combined with Europe fears - downgrading Portugal's credit rating. Did the market over react? What does the future hold in store? Rate Guard update with detail. Have a great evening! … (0 comments)
walnut creek home loans: March 24th Rate Guard Update
- 03/24/10 03:02 AM
Wonderful Weds Morning to all, Mixed economic news: Portugal's credit rating reduced by Fitch, new home sales were down. Durable goods had the 3rd straight increase in a row. Rate Guard Update Have a great morning! … (0 comments)
walnut creek home loans: March 23rd Rate Guard Update
- 03/23/10 03:04 AM
Terrific Tuesday to all, Mixed news this morning. Manufacturing was up, house sales down month- month. Consumer confidence is due out later today. Rate Guard Update Be careful float cautiously. Have a great day! … (0 comments)
walnut creek home loans: March 22nd Rate Guard Update
- 03/22/10 03:00 AM
Marvelous Monday Morning to all, No economic news today short of the Health Care passing in the House. Concerns with Europe surface again. There is one FED speech later today. Rate Guard Update Have a great morning! … (0 comments)
walnut creek home loans: March 19th Rate Guard Update
- 03/19/10 03:04 AM
Fantastic Friday morning to all, No economic news today, it's all about the technical's and ,market emotion. W-St is cautious this morning with recent gains............but that is this morning be careful. Rate Guard Update Have a great weekend! … (0 comments)
walnut creek home loans: March 18th Rate Guard Update
- 03/18/10 02:58 AM
Terrific Thursday to all, Initial jobless claims were down from last week, however continuing jobless claims were up. CPI came in flat. Greece and Europe back in the news again. Rate Guard Update Have a great morning! … (0 comments)
My blog has daily updates with MBS (Mortgage Backed Securities) as this combined with current economic news is what drives interest rates.
Good economic news usually is bad for bonds = higher interest rates
Bad economic news is normally good for bonds= lower interest rates
The bond market and stock market are both active while the markets are open. Investors are either investing in Wall St or running to the safety of bonds depending on market emotion, and current economic news.
Economic news that affects both Wall St and MBS (bonds) are jobs reports, manufacturing data, GDP (Gross Domestic Product), housing starts, corporate earnings/ outlook, and inflation to name a few.
The higher bonds are = the lower interest rates are.
Interest Rates are not included in morning updates due to the factors that affect interest rates, credit scores, location, type of property, loan to value, loan amount, ect.
My blog also features changes coming to the Real Estate Market, lending guideline changes, and tips to help address current Real Estate issues.
Videos are either hosted via You Tube or at Mortgage Coach’s Utipu account.
Let’s make a difference in our world!
I hope you enjoy!
Wonderful Weds Morning to all,
;)
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