realtor in manchester: Reconciling "Who We Are and What we Do in Life" - 12/17/12 01:19 AM
“Choose a job you love, and you will never have to work a day in your life.” Confucius
Here we are, just two weeks away to a new year 2013. While others are somberly preoccupied by the Mayan’s calendar signaling the end of the world in 2012, the rest of the homo sapiens are planning ahead revisiting and reckoning the months that passed.
For those of us who chose to dismiss the prediction, we steer the wheel towards the coming of the new year. While others are embracing the good and the bad to heal, forgive and hope as they simply … (16 comments)

realtor in manchester: Houston: We have a Problem! - 12/07/12 02:04 AM
During home inspections, we feel like imploring upon the sky above us. “Please let it not fall.” This especially applies to properties whose sellers are strapped with cash or without much equity left after paying off the mortgage and deducting all the costs. 
In my two recent home inspections, the most dreaded and ill-defined word MOLD came up. There were black sheathing or unwelcome spots in the attic.
Out of the two deals, one fell through.
Why? When the inspector inched his way up the ladder to investigate the attic, his flashlight beamed against the sheathing and then yelled, “We have a … (9 comments)

realtor in manchester: How Animals can Teach Humans Lessons in Life - 11/24/12 09:14 PM
Dog owners know exactly what their babies shower them unconditionally: Loyalty, companionship, love, and therapy.
Statistics and studies proved that there are health benefits  than can be derived from owning dogs or other pets such as cats, fish, birds, etc.  
Aside from the health benefits they provide, we, the dominant species, can learn lessons in life from animal behavior. Motivation, learning, cognition and emotion shape an animal's behavioral decisions.
Yes, animals function and interact with their brains and emotions too. And the most neurological common ground between humans and animals is the survival instinct.  According to NYU scientist Joseph Ledoux, "The survival circuit … (8 comments)

realtor in manchester: Thanksgiving is Recognizing Losses and Ugliness - 11/13/12 10:17 PM
As I was watching today’s local tv broadcast for the station’s drive for nineteen thousand turkeys to give out to the less fortunate residents of Connecticut,  it dawned on me that Thanksgiving Day is just around the corner.
 
In the United States, the celebration has evolved into a Day to reckon what the word itself signifies. The Day to give Thanks. It eclipsed the history of its origin which goes back to the 16th century.
Thanksgiving.  Giving Thanks. How do I count the ways? I was stumped. My flow of thoughts hit a roadblock. 
In retrospection and introspection, the only way to highlight the … (6 comments)

realtor in manchester: Are you Ready to Drive an Office on Wheels? - 11/03/12 09:37 PM
When it comes to service differentiation and reinventing the wheels, Margie Peck of Arizona won me over when I read the article in Realtor Magazine Making A Difference, One Short Sale at a Time.
In keeping up with the competition or to sustain competitiveness, business should create, communicate and deliver value to customers. 
But how do business create, communicate and deliver value to customers? 
Without a doubt, the offshoot of technology proves that print ads are cocooning into obsolescence.
Loyalty marketing is now the trend for people in the know in the marketing field. Loyalty marketing is the practice of using technology … (6 comments)

realtor in manchester: After the Tempest, Nature Will Continue to Run its Course - 10/30/12 10:27 PM
Pray, Wait and See are most humans natural actions/reactions while awaiting for the natural calamity to lash its fury upon us. After a while, it's back to normalcy and life moves on.    Just like nature, human is such a complex subject. This complexity explains why getting along with everybody becomes an impossible task or undertaking.   But because we are in the sales business, embracing both the significant and the underling is a primordial requisite to keep buoyant lest be drowned by your lack of resilience and sensitivity.   Consider the following physics of human nature:   Doppler Effect of Communication: … (2 comments)

realtor in manchester: Whose Fault Is It? - 10/28/12 10:42 PM
Nothing is more frustrating and exasperating than a closing that never occured.
First of all, whose fault is it?
And could have this been avoided? 
The answer is a resounding YES.
Aside from exercising extra due diligence as buyer's agents, we should NEVER RELY  on the listing agent's listing information and seller's disclosure.
Attention Listing Agents:  
Please spare us, the buyer's agents and buyers, the agony and excruciating process if you don't know that you are not listing a FEE SIMPLE property.
     --  Paragraph 10 of the Greater Hartford Association of Realtors Real Estate Purchase Contract clearly states that … (2 comments)

realtor in manchester: Haunting Downtown Manchester Connecticut - 10/22/12 08:02 PM
Downtown Manchester is a classic, turn-of-the century center which boasts almost 195 unique retail shops, professional services and restaurants. This part of Main Street- stretching from the corner of East Center Street up to the Charter Oak and Main street junction- dresses up for the Halloween. Passersby and sidewalk promenaders could not miss the eye-catching decors put together by different organizations and business owners along MAIN street. Here is a peek to the Festive Downtown Manchester at its spookiest, funniest and liveliest time of the year.
 

 

 

 

 

 

 


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realtor in manchester: Procrastinate No More! - 10/11/12 10:45 PM
Working with first-time home buyers constitutes not only patience, knowledge and compassion. Laying out the blueprint for potential emotional drawbacks inherent in the process is paramount.
How do you prepare to answer the question of distraught home buyer/clients when they lost the house they yearned for? The house wherein the whole family has envisioned filling it up with affection, love and care. 
The Question: "Should we wait until next year to buy because we have to recharge our batteries as we feel overwhelmed and down now?"
The culprit for the dilemma was the appraiser's notation that the property, although zoned as residential, is … (5 comments)

realtor in manchester: Tug at the Heartstrings - 10/09/12 06:22 AM
the gossamer fragility of deep emotions is drenched in a piece. pierced into... like the archer's arrow in a heart.
 
I would like to traverse the road
With "The Notebook" in my hands
To write a page for a "Message in a Bottle"
And cross "The Bridges of Madison County"
To hear the “Silence of the Lambs”
The folks’ chanting of “The Legends of the Fall
“As Darkness Falls,” I’d rather see myself
Bathing "Under the Tuscan Sun”
As “The Traveler’s Wife”
And “Wish Upon a Star”
That somehow, “Serendipity”
Willl usher me
Into “A Walk to Remember”
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realtor in manchester: NEVER GIVE UP ON YOUR CLIENTS! YET! - 09/30/12 10:32 PM
Flashback: July 22, 2012, I poured my heart out through my blog "How can a Mortgage Broker Mend a Buyer's Broken Heart."
After getting a three fifteen-day extension from the HUD and directing the buyer to the correct Bureau of Homeland Security website from which he was able to get a stamped replacement card on the day of his interview, my buyer's home ownership dream has been resuscitated. 
The transaction showed pulses or signs of life. I would attribute the stabilzing green light on the monitor to the following:
1) The buyer's patience, cooperation and will power
2) The buyer's agent's determination, … (1 comments)

realtor in manchester: Buyers' Agents' Creed Straight from the Heart - 09/17/12 01:43 AM
Commitment is what transforms a promise into reality…Commitment is the stuff character is made of; the power to change the face of things. It is the daily triumph of integrity over skepticism. 
~ Abraham Lincoln
The bubble burst in 2008. The real estate industry suffered huge setbacks. You are reading this because you are among the fearless, undaunted, courageous and committed real estate professionals who withstood the test of times.
 
Changing times require change in attitude and style to cope with the market's needs. To survive, perhaps, a change in niche is necessary. I, for one, has circumvented my focus from being a lakefront specialist into … (5 comments)

realtor in manchester: Adieu Without Further Ado - 08/21/12 10:32 PM
Are we hungry for prospective clients that we forget to screen them ending us up with our precious time flushed down the drain?
Unfortunately, we don't really get the core of their motivation until they make a ridiculous offer. 
After working with my clients via e-mail and telephone for almost eight months on sporadic basis, I was ecstatic to hear on the other line the excitement on their tone.  The couple delightfully announced that this property might just be the perfect home for them.
I checked quickly online with extreme curiousity the property which triggered their attention. They have been scouting … (126 comments)

realtor in manchester: When the Dog chased the Cat, We have Manchester Firemen and Policemen to the Rescue - 08/18/12 10:32 PM

A face that could "Launch a Thousand Treats." But when he got loose, a cat named Tinkerbell ran for her life when the raging doberman ran after her. 
The poor cat took refuge in one of the tallest trees behind the burned houses which were still awaiting salvation from the insurance companies. Tinkerbell's  frantic owner banged my entry door heavily to break the news about the dismal incident. My heart pounded hard for my baby as any mother would for a lost son. I yelled hard to call my dog several times. I was relieved when I saw  the majestic … (1 comments)

realtor in manchester: Nuance and Nuisance. Words and Sentences to Avoid - 08/14/12 10:53 AM
“Watch your thoughts, for they become words.Watch your words, for they become actions.Watch your actions, for they become habits.Watch your habits, for they become character.Watch your character, for it becomes your destiny.”
According to Jean Piaget, through assimilation, we take in new information or experiences and incorporate them into our existing ideas. We learn new things everyday and it is up to us to digest and utilize them to our advantage or to advance.
Today, I had the chance to meet finally in person an amiable individual who has been in the mortgage industry for more than thirty years. Indubitably, he … (1 comments)

realtor in manchester: 18 Cantone Circle, Manchester, CT, 06040 - 08/12/12 12:17 PM
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realtor in manchester: What is Going on in My Neck of the Woods?: Manchester Connecticut - 07/28/12 09:27 PM


The vacant Parkade where Bradlees Department Store rusticated for years will be seeded within the next few weeks. Public Works Director Mark Carlino hired Costello Dismantling Company to clear the long vacant shopping plaza to rid of its buildings and foundations and seed the area with low-growing grass to infuse a park-like scenery in this 19-acre lot. 
"The redevelopment agency's plan calls for a mixed-use neighborhood, with an emphasis on residential buildings, a greenway skirting Bigelow Brook and a connection to Center Springs Park."(http://www.courant.com/community/manchester/hc-manchester-vacant-parkade-0720-20120719,0,2510824.story).
Part of the town's project to turn this blighted portion of Broad Street is to … (4 comments)

realtor in manchester: Why do all Realtors say Buyer Representation is free because commission is paid by the seller? - 07/27/12 09:29 PM
A question Asked by Brian, 91711 • Yesterday at 8:58pm  If I am a buyer, and my loan is funding the purchase, and proceeds from my loan pay the commission, isn't the buyer indirectly paying the commission.  On that logic, shouldn't the buyer be able to negotiate % point commission reduction as credited back to the buyer.  Also if a transaction is being handled by a double dipping broker, shouldn't the buyer be able to ask for another percentage concession!
Obviously, I can't let this pass my early morning routine without offering my own opinion. To spill it out:
All professional services … (4 comments)

realtor in manchester: How can a Mortgage Broker Mend a Buyer's Broken Heart? - 07/21/12 09:27 PM
Indeed, you can't count your chicken before it is hatched despite the lucid life breathing in the embryo lulling comfortably inside the shell. Well, that was the picture I could see until  ONE GLOOMY DAY.
 
Apparently, the chicken might not reach its full term. 
 
I could dwell in exasperation and frustration with this transaction nearing consummation for days because of imminent lost commission and time where I could have put to use in something more productive. But it is a duty call a buyer's agent has to attend to.
 
In two occasions, I have likened a lady-in-waiting for the gas and electric company to … (23 comments)

realtor in manchester: Putting Your Face Out and the Multi-Face-ted Leads - 07/15/12 11:13 PM
Does a profile picture endorse our own letter of recommendation?
By proactively utlizing the social media and stamping our profile pictures on each and every personal and aggregate websites, blogs and picture-sharing sites such as Pinterest and Google, we mulitply our face exposure exponentially.  
My follow up questions would be: "To whose desk this letter of recommendation most likely would land?; "What type of employers/prospects catch your attention?; "And are these employers/prospects legitimate or dangerous?"   
Indubitably, we Active Rainers recognize the advantages of face recognition. These are notable in the blogs by Ginny Gorman of Kingston, RI:"What Face Recognition … (2 comments)

 
Maria Gilda Racelis, Home Ownership is w/in Reach. We Make it Happen! (Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington)

Maria Gilda Racelis

Home Ownership is w/in Reach. We Make it Happen!

Manchester, CT

More about me…

Home Buyers Realty, LLC-Manchester, Bolton. Vernon,Ellington

Address: Manchester, Connecticut

Mobile: (860) 995-9473

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