ARCHIVED BLOG POSTS
2008
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Comparison of Conventional & FHA Derogatory Credit Requirements COLDWELL BANKER HOME LOANS Borrower may apply for Conventional loan: Chapter 13: 2 years from discharge date or 4 years from dismissal date Chapter 7 & 11: 4 years from either the discharge or dismissal date Foreclosure: 5 years...
11/27/2008
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Did you know that the FHA down payment is changing in January 2009? Currently borrowers are required to have 3% into the purchase of a home. If borrower is paying their own closing costs, then the down payment is 2.25%, as they would have contributed 3% through the 2.25% down payment plus their ...
11/11/2008
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Questions to ask your builder: So, Mr. "Green Builder", do you: 1. Specify CFL bulbs wherever possible? 2. Do you have a programmable whole home fresh air ventilation system? 3. Do you have a dehumidifer in the basement? 4. Do you have a garage ventilation system? 5. What are you doing...
11/09/2008
