The time has never been better for new home owners to purchase their first home. Not only are interest rates at their lowest levels in forty year but this is also the most affordable housing market in the last eighteen years as well. At present, you also have the opportunity to receive a free, non-repayable, $8,000 tax credit when you purchase your first home. First time buyers, you must act now to take advantage of this opportunity because this tax credit expires on November 30th, 2009. We understand that buying a home can be a confusing and time consuming process for anyone, especially first time buyers. Let us help you get started on the right path to finding, financing, and buying your first home today.
First Time Home Buyer Fair
Date: Saturday, June 27, 2009
Time: 9am registration and continental breakfast will be served
Location: 150 East Idaho, Las Cruces, NM (next to Comcast Cable)
Cost: FREE - This seminar is completely free, there are absolutely no costs or obligations
Registration: You may register online or by calling us at: 1(575)532-2211.
The First Time Home Buyer Fair will be hosted at 150 East Idaho Avenue in Las Cruces (next to Comcast Cable) at 9am. The aim of the fair is to not only provide you, our guests, with the essential information you need in order to find, finance, and purchase your first home. The First Time Home Buyer Fair is free to attend (with no obligations of any sort) however seating is limited. To reserve your seat, you can register online by filling out the form provided on our website or by simply calling us at 1(575)532-2211. We will also be providing our guests with a Comprehensive First Time Home Buyer Information Package.
The seminar will cover a wide range of need-to-know information for first time home buyers including, but not limited to:
- Reviewing your financial status
- How to pick a lender (don't get intimidated into picking the wrong one!)
- Your Credit: credit reports, credit scores, and how to repair or improve yours
- Pre-Qualification/Pre-Approval: Documentation you will need and determining how much you qualify for
- Mortgages: There are multiple types to choose from, which is right for you?
- Upfront Financial Obligations: Down payments and closing costs
- The Tax Benefits of being a home owner
- Selecting a Realtor and what they can do for you
- The Closing Process: Inspection, insurance, title company
Following the presentation, there will be a question and answer session where we encourage you to speak up if anything remains unclear or you need more information. All speakers will be available for personal consultation immediately following the seminar. You may also arrange for a more private appointment in order to discuss your questions and individual situation.
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