According to Elkhart Real Estate Agent Evelyn Johnston, you need to Get Pre-Approved First!, and here is why...until you sit down with a reputable Mortgage Lender or Mortgage Broker, you really do not know how much of a home you can afford to buy. After the Mortgage Lender/Broker has reviewed, verified and qualified you as a ready, willing and able buyer, you have P O W E R!
With your pre-approval in you hand you can safely go shopping for a home! Prior to shopping though, you also need to take time to sit down and make a list of the things you want in your new home and the things you need in your home. Armed with both of these things you can shop smarter. There is no pre determined number of houses you have to look at before you find the home that just feels right. When you walk into the home that feels like home you can go over your wants and needs and the pre-approval gives the Home Owner confidence in taking their home off the market while the Mortgage Lender/Broker is processing your application for a Mortgage.
Need a steady supply of listings sent directly to your email as they are listed? Call local Elkhart Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.
Do you also qualify for the First Time Home Buyers Tax Credit? Evelyn has the answers...
Comments(2)