FHA Streamline Refinance

If you have an FHA Mortgage and live in North Carolina or South Carolina, give me or one of my loan officers a call. Rates are at an all time low.

If you currently have an FHA Mortgage, you can "Streamline Refinance" your current mortgage.

What exactly does "Streamline Refinance" mean?

No income or asset information is listed on your application. With recent changes to FHA underwriting an appraisal will most likely be needed. Most lenders will run at least 1 of the 3 credit agency reports to get your current payment history on your mortgage. While your current credit situation does not matter in doing a "Streamline Refinance" you should not have more than 1 30 day late payment on your current mortgage in the last 12 months. You must be able to supply the lender with a copy of your current "NOTE" from your last mortgage settlement. It should only take 2 weeks from the time of application to the actual closing date. To view my official Website Please Click HERE
Currently, most Lenders are requiring a 620 credit score to do an FHA Mortgage Loan. Call and see if this applies to you...

If you are interested in an FHA Refinance and live in NC please give me a call. 704-490-4733