Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
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Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
USDA has been "out of money" for a couple of weeks, and they finally have a couple of dollars (2.5 Billion) to loan! We get Rural FAST in North Carolina - which is why USDA Rural Development Loans are so important!
People who purchased and want to take advantage of the Tax Credit, are now waiting to see if USDA can underwrite their loan fast enough to be able to close by the end of June... and since there is a back log, there's no guarantee.
USDA charges a "Funding Fee" - similar to the Upfront MIP that FHA charges, and the Funding Fee VA Mortgage Loans have (for more information on Funding Fees click here). The actual fee has been 3.5% - and the US Government has been "subsidising" the fee so that the consumer only paid @2%.
With the new money - comes higher "Funding Fees" - the new Funding Fee paid by Consumers is 3.5%. This means that is you purchase a $100,000 home - your loan amount is $103,500. There's not a monthly charge for PMI, and there's no REFUND if you pay your home off early... but the interest on that additional $3,500 is tax deductable!
If you want to know more about qualifying for a USDA Home Loan in NC, click here.
Many people are trying to get their tax credit by having their loan approved by USDA by the end of the month... to those folks I would urge extreme patience. We've lost almost 3 weeks -with a huge number of files waiting for USDA review. It's going to be a tight wire finish. If your file is not already approved by your lender and TO THE USDA office in NC by the 5th of June - I think you might lose this credit. It's just my opinion - but I would be doing everything I could to get my file to the USDA office FAST. Then it's a waiting game.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.