Utah County Real Estate - Mortgage and the Down Payment
How do you know which type of mortgage product is best for you? There is no simple answer to this question? The right type of mortgage for you depends on many different factors:
•· Your current financial situation
•· How much you expect your finances to change
•· How long you intend to stay in your house
•· Your tolerance for having your mortgage payment changing from time to time.
Most important is to consult a mortgage loan professional when it is time to decide what is right for you.
The down payment required with your loan quite probably will be less than you think. Many first-time buyers are surprised to learn there is no fixed answer to this question. Usually the down payment will range anywhere from 3 ½ percent to 20 percent.
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