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With 1 in every 3 people under water on their home and averaging more the $135,000 in back payments on the home, it is no question that today's real estate market is vastly different than it was 5 or 6 years ago.  As the various waves of real estate come through it is clear we must adapt to the changes.  The number one goal is to HELP the home owner stay in their home, get back on their feet, and salvage their credit.  Most agents continuously throw mail to people with Notice of Defaults, this program is different.  We want to help home owners stay in their home.  If that is not the best case scenario for the home owner or it is unrealistic, then yeah, a short sale is the next best option.  

The short sale process will allow home owners to stop making payments and live in the home for 8-12 months without making any payments as Notice of Default is 90 days in length and the short sale approval is taking 3,4,6, or even 8 months.  This buys the home owner time to save up for a rental property or at least get back on their feet in the meantime.

If you or anyone you know is suffering from too high of payments, behind in payments, their adjustable rate is climbing, they are over-extended, in bankruptcy, or even current on their payments, yet still under water.  Let them know there is HELP!!! 

Do not list your home, refinance, or file bankruptcy before you talk to us!

Timing is Everything!!!

You do not have to be behind in your payments to qualify.  Call Kevin Simshauser today!