Today's historically low interest rates should be investigated by every homeowner with a mortgage balance. Feel free to call me to crunch the numbers and see if you can benefit from a reduction in payment, a reduction in term or both! We never know where rates will be in the future. In the 15 years I have been in this business, this is the lowest they have been by far.
Many of my previous 30 year fixed customers have been able to secure new 15 year fixed rates in the 3s with out raising their payment.
This has enabled them to get on a mortgage plan that will have their home paid off free and clear in time for retirement. A free and clear home is a dream come true for many of us.
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