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Do You Have Access to Sound Legal Advice Especially When Facing Foreclosure?

By
Real Estate Agent with JohnHart Real Estate CAL BRE 01461940

                       

Etched above the doors of the US Supreme Court are the words "Equal Justice Under Law." It's one of the basic principles of democracy. Unfortunately, in reality we receive about as much justice as we can afford. As Realtors and Retired Police Officers Gary and I believe in providing the best services we can to our clients, now more then ever you need to understand your legal rights especially if you're facing foreclosure. You will need legal advice after speaking to a Realtor about your financial situation. Realtors cannot give legal advice, you must fact check everything before you proceed with any transaction especially short sales. Distressed homeowners, you need to speak to legal counsel before you sign your listing contract and especially when your Realtor gets the approval letter from your lender. Here are other  life events that you will want/need legal advice for:

  • The IRS selects you for an audit
  • Your landlord refuses to give your cleaning deposit back
  • Your creditor's threaten to take action against you for your ex-spouse's debt's
  • You need child support enforced
  • A friend owes you money then files for bankruptcy
  • Your car is repossessed unjustly
  • You have received a speeding ticket
  • You need help with credit card liability resolution
  • Your teenager gets a speeding ticket
  • A property manager refuses to rent to you

There are at least 101 reasons not to be without your life events plan. This just isn't a fix for sudden unforeseen events such as your lender foreclosing on you,  this plan is designed to provide common legal services for you throughout your life. You can walk through life more confident when life does get complicated you are comforted knowing you have a legal team just a phone call away. 

                       

The wealthiest ten percent can afford to have a lawyer on retainer, and are accustomed to consulting with one before making decisions. On the other hand, the bottom ten percent has access to public aid. But what about the rest of us?

                       

For most people, the idea of calling a lawyer before signing a contract or making an important decision just isn't an option -- either because we think we don't need one or because it would simply cost too much.

                       

But there is a solution. Pre-Paid Legal Services Incorporated is currently serving the legal needs of well over one million families.

                       

For over thirty years, this New York Stock Exchange company has been providing North American family's access to quality law firms through low-cost prepaid legal plans.

                      

Think about it: When you're sick, health insurance lets you visit a doctor without having to worry about expensive bills. Car insurance protects you in the event of an accident on the road.

                     

Even in our increasingly litigious society, you might live your whole life without facing a lawsuit. And while a Pre-Paid Legal plan can protect your rights in the event of a catastrophic legal situation, there are many practical reasons to ask the advice of a lawyer that you may not have considered.

                       

Have you ever thought about writing or revising your will? Wouldn't it be nice to have your will prepared by an experienced lawyer without having to consider the cost?

                       
Have you ever purchased a home, sold a home or signed a lease? You should never sign a contract without fully understanding the commitment.

                       
Wouldn't you like to have access to a law firm to review documents before you sign?

                       
Have you ever paid a bill you knew was unfair, or had difficulty with credit issues? If you don't know your rights, you don't have any.

                       
With a simple phone call, not only can you know your rights, you can learn how to exercise them.

                      
Have you ever had a legal question you wanted to ask, difficulty with insurance claims, or received a speeding ticket?

                       
Pre-Paid Legal Services Incorporated is the solution for over one million families. It could be yours.

                      
Many people wonder exactly what kind of lawyer they can get for this membership. The combined buying power of well over one million families across North America means you as an individual Pre-Paid Legal Member will be treated with the same respect and careful attention as one of the firm's largest clients.

                       
Since service IS our business, you can rest assured we take every measure to maintain the highest standard in quality legal care.

                      
Using your membership is simple. When a potential legal issue arises, simply call your provider law firm toll free, and explain the situation.

                      
Then, a lawyer knowledgeable in the area of law that concerns your specific question or need will return your call. It's that easy!

                      
From major legal issues to simple questions about everyday occurrences we all face, you'll be able to say, "I'm going to talk to my lawyer about this" and mean it.

                     
Pre-Paid Legal Services has opened the doors to equal justice, isn't it time you stepped through? You can be just a few clicks away from joining over 1.5 million families in the United States and Canada who have toll-free access to law firms ready to provide you with legal counsel and advice for as little as $35.95 a month, which covers your family, instead of thousands of dollars.  Feel free to visit our website Pre Paid Legal or give us a call to see how we can best help you.

Posted by
Jennifer Ricco | Retired LAPD

JohnHart Real Estate
24200 Magic Mountain Parkway Suite 100
Valencia, CA 91355
C  | 661.803.2093

W | JenniferRicco.com

Santa Clarita Women's Council of Realtors Treasurer|Secretary 2016 & 2017 

Soroptimist International Santa Clarita Valley Member

Selling Santa Clarita & Beyond Since 2004

LA | OC | Ventura

 

With 6 locations; Glendale, La Canada Flintridge, Burbank, Sherman Oaks, Palmdale, and Valencia I'm here to assist you with all your real estate needs 
 

Cal BRE 01461940

P C
Rental Solutions Oahu - Honolulu, HI

Is this an ad for a prepaid legal service company?

Nov 12, 2010 09:26 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Jennifer, Excellent information. I recently needed, and still do need, a lawyer willing to go up against the city for a sewer back-up they say was not their fault. I think the City knew if/when I contacted a lawyer it would be $10,000. just to take the case. Needles to say it was easier to just spend the $10,000. on clean up.

Nov 12, 2010 09:31 AM
Jennifer Ricco
JohnHart Real Estate - Santa Clarita, CA

My husband and I are PrePaid Legal Associates Andy. As Realtors we cannot give legal advice, this is an extremely affordable option that we offer our clients. This blog is about letting homeowners know they have access to affordable options when seeking legal advice about their financial situation. 

~Jennifer Ricco

Nov 12, 2010 09:41 AM
Jennifer Ricco
JohnHart Real Estate - Santa Clarita, CA

Bob this is why we offer this to our clients you never know when you will need that consultation! If you have questions give me a call.

Nov 12, 2010 09:45 AM