It is understandable that one of the greatest fears of homeowners is to lose their home to foreclosure. After all their hard work and sacrifices to buy their dream home, it is indeed devastating to end up losing it all because you were not able to prepare for financial difficulties resulting from job loss or even a divorce.
Instead of constantly worrying about what the future will bring and fear of the unknown, it is better to look at where you are now and make your decisions based on this. Homeownership is certainly a part of the American dream but if you are honest with yourself, you need to accept if it is not for you at the moment.
Considering a short sale is so much better than constantly being on edge and worrying where to get your next mortgage payment. If you are on the brink of facing foreclosure, you need not be afraid about what is on the other side of the fence. The important thing is for you to you act now and prepare yourself for the inevitable.
Looking for a short sale Realtor to help you is certainly a smart thing to do instead of wallowing in self pity or worse, accumulating more and more debt just to make ends meet. A short sale will let you keep two things: your dignity and your credit score. As you know, it is more embarrassing to have a “foreclosure” sign in front of your home and the same word on your credit report.
If you become proactive, you will be able to prepare all documents needed for the lender to consider your short sale proposal. You have to keep in mind you are running against time and the sooner you face your fears, the more likely you will be able to get out of this mess in a much better shape.
Talk to a short sale Realtor now and realize the first step to conquering your fears is to equip yourself with the right information.
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