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FREE Online Tool to Help Prevent Identity Theft and Reduce Junk Mail

By
Mortgage and Lending with Veritas Funding, SLC, UT NMLS #231319

OK so this one has been around for awhile but bears repeating.  Optoutprescreen.com lets you opt out of pre-approved credit card offers and the risk of credit card fraud that comes with them. That means a much higher level of protection when it comes to your personal information. It only takes about 2 minutes to complete!

One great side-effect of using Optoutprescreen is that you end up with less junk mail to sort through.  I figure that my junk mail decreased approximately 50% after I requested that my name be removed from credit card pre-approval lists.  That's a LOT of mail!  Think about how many trees we could save if we all had our names removed.

Lastly, always remember to open a new brower and type https://www.optoutprescreen.com (or any other financial related website) directly and verify the "s" in https:// the "s" for secure ensures the encryption of your data when you submit the form.

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Indera Coggins
Re/Max 100 - Dunkirk, MD

Joe, thanks for this information.

You know, I went to Sam's Club to get some new tires and as I hand the cashier my credit card, I was thinking that this will be a great day because I was first in line. Little did I know, the cashier hand the credit card back and said it was declide. Mind you, it's my business credit card so there was money. The bank decided to put a block on my card because of a red flag.

Well, I did not use the card in a month and it was a hefty purchase. I was so upset for my embarrassment but thought in the end that the bank was doing me a favor.

Thanks and have a great day!

Jan 30, 2011 04:58 AM