Replacement value: Owners have new options in Pensacola, Pace and Gulf Breeze
Gov. Scott signed HB 1101 last week, giving Citizens Ins. owners flexibility in determining replacement value. Read more.
HB 1101 creates new rules for other types of insurance, too, but the key issue for Florida’s real estate industry relates to the use of property valuations in calculating insurance costs. Until early 2012, Citizens relied on a single vendor, 360Value, to calculate the cost to replace a home if it was destroyed – the home’s replacement cost. The amount of an insurance premium is based, in part, on how much it would cost to rebuild the home, and critics claimed that 360Value overestimated replacement costs, which led to over-charging homeowners for insurance.
"If you want to reach a goal, you must "see the reaching" in your own mind before you actually arrive at your goal."
— Zig Ziglar:Motivational author and speaker
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Replacement value: Owners have new options in Pensacola, Pace and Gulf Breeze
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