Get a custom USDA Rate Quote in Mead Colorado - USDA is your path to 100% mortgage loan financing.
One of the best mortgage loan financing options available today, the USDA Rural Guaranty loan program in Mead CO and surrounding areas offers low rates and payments for home buyers. 100% home loan financing combined with low monthly mortgage insurance means a low mortgage payment on your new Colorado home purchase.
Check your Mead CO USDA Rates.
Custom Quote Here are the highlights of the USDA Rural Housing program:
- The home must be located in a rural area or small town in order to be eligible. Input your home's address at the USDA website, which will verify if you are in an eligible area: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property%4011 - 100% financing is still available.
No down payment! - Must fall under household income limits.
- Make-sense underwriting standards. Call to find out if your credit will qualify.
- Fixed 30 year terms and low USDA home loan rates.
- Low mortgage insurance (.30% of loan amount per year as of July 2013). USDA offers a series of credits that can help you qualify. These credits are based on if you have to pay child care or have any dependents under 18 years of age. For first time home buyers, you may qualify for the Colorado MCC credit, which will save you, on average, an additional $100+ off your mortgage interest.
Only approved lenders can help you with the MCC. It makes all the difference to work with a lender who underwrites and funds USDA loans "in house." The USDA has many aspects that are different than other types of loans, so working with a lender who understands the program is critical to a hassle free, on-time closing.
To obtain more information about Mead olorado USDA Mortgage Loans or to find out your USDA Mortgage Rate for Mead Colorado, please contact RJ Baxter at 303-670-0137.
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