INFO THAT HITS US WHERE WE LIVE

  In times of turmoil, it's easy to overlook the obvious. Like the fact that NOW is the PERFECT time for first time homebuyers.

To start with, the higher amount of inventory gives first time buyers more choice than they've seen in years. Next, a lower price of entry is making better neighborhoods available to first-timers--areas that never used to be considered for starter homes. There are also higher conforming loan limits in many markets. Finally, first time buyers don't also need to sell a home in the current conditions.

And remember, if yours is one of the areas of the country that got higher conforming loan limits, that's good news for ALL homebuyers. Lower conforming loan interest rates will now be offered on loans above $417,000 in many markets. But people need to know, this special offer is only good til the end of the year! [Go to the HUD website for a new page that gives conforming and FHA loan limits for every area of the country.]