Credit Tip Series - Tip Number 9

Whitney, with added importance of our credit reports you are absolutely right that whatever a consumer can do to clean theirs up is worth a shot.  I've lost a bill or never actually received one in the past and calling the company was all it took to get a late payment removed.  Typically, they are more apt to do it when you've shown a consistent on time payment history...great tip!

Whitney, this is great advice. We travel a lot with my husband's job and can be away for over 4 weeks. Sure enough we have a late charge on something. Call the company and it's removed. But you have to be paying attention, and your credit score has to be good for them to waive the fee.

Whitney thanks for putting this together. You have so much great information here. 

The answer is always NO unless you ask. What can a phone call hurt? Nice tip!

Have a nice day!

It's always worth a call or two or three!

Whitney, 

I never thought of this tip and it is a good idea. i am not sure it will work as most of these call centers are lpoacted outside the US but it could be worth a shot! 

Just what I was looking for today. Thanks for the awesome tips! :)

This is an excellent suggestion for consumers. Thanks for sharing your tips.

Hi Whitney. Our motto in Real Estate is "It never hurts to ask."  All they can do is say - Yes, No or Maybe (Which is a counter offer)

Hello Whitney and you sure have been tearing up on the Credit Tip Series, and your post has once again been featured to the group:

SUCCESS AT ACTIVERAIN

You are right Whitney, if you don't ask for sure the answer will be no.

What a great series, Whitney!  It's sure worth asking!

Good morning Whitney, what a great series for consumers to read and thanks from me too.