***Tax Refunds***What do I do now?!?!?

Consider using your tax return
to maximize your future financial situation.

As tax season settles, consumers throughout the nation anxiously await their tax refund and rebate. According to the latest IRS estimate, tax refunds will be almost 5 percent higher this year, with an average $2,480 returned to taxpayer's hands. This financial boost couldn't come at a better time. Get ahead of the tough economic situation by spending your tax rebate wisely.

Below are a few suggestions on how to make the most of your tax refund and rebate:

Refinance to a Lower Rate

Yes, that new flat screen television is tempting, but in order to get the most out of your rebate dollars consider maximizing your current investments. By refinancing to a fixed and/or lower interest rate, you can improve your mortgage savings and your financial situation for years to come.

Map out your current mortgage expenditures and evaluate your potential savings by visiting http://thetbmortgagepro.com or by calling me at 727-488-7355. You may be surprised to find that refinancing will not only make the most of your investment, but also provide you with peace of mind, which is invaluable during this time of economic uncertainty.

Spruce Up Your Space

Is your kitchen or bathroom looking a little dingy? If so, consider a renovation. Home renovating and remodeling can drastically improve the value of your home.

On average a kitchen and or bathroom remodel will yield a return on investment of 80 to 100 percent. Investing in a kitchen or bathroom not only provides an unparalleled return, but allows you, the homeowner, to enjoy the benefits of this investment before you place your home on the market. If your tax refund isn't enough to cover the cost of your new gourmet kitchen, use can use a home rehabilitation loan for the difference. Work with Joshua A. Lerette to determine the best rehabilitation product for your particular remodeling project.

Upgrade Your Home

With home prices at all time lows, why not upgrade and improve your quality of life? Whether you are planning to grow your family, acquire the perfect vacation home or move to a smaller, more manageable property, your tax refund can play a large part in covering the closing costs and other fees associated with this new purchase.

Contact Joshua A. Lerette at 727-488-7355 to determine the best mortgage product for your ideal home and lifestyle.

For many taxpayers, refinancing and increasing the longevity of their financial savings and investments makes better financial sense than putting the money in a savings account. So before you stash your money or splurge on the latest gadgets and toys, consider the long-term benefits of better mortgage product and home investment improvements.

Keeping You Informed

Joshua A. Lerette is dedicated to keeping you informed of the latest Tampa Bay and Florida market trends and mortgage options. Take advantage of your mortgage broker's knowledge to improve the long-term financial benefits of your tax refund and rebate. Visit me online at http://thetbmortgagepro.com, or call me today at 727-488-7355, to learn more about the most cost-effective loan options that will fit your current situation and help you obtain your ownership goals.