It seems in years gone by, I used to get all kinds of e-mail sfrom "Private Investors" or "Hard Moeny Guys" touting their cash to lend. Headlines like "close in 24 hours", "fast service" and my all time favorite ",y wallet has no bottom".

Well here we are and I have 5 deals on my desk right now that need that hard money, I-just-lend-on-equity guy and I think he has moved on, relocated or in fact, after many years of abuse, his wallet did in fact have a bottom and it was discovered by an excavator or a spelunker named Mortgage Crisis.

One would think that in times of some great cash deals, and an absolute ton of bank fall out, that these private investors would be circling the wagons, but in fact they are not.

I had a deal a few weeks back, 70% LTV, refi, 720 mid-score, full doc and no one wanted to do the deal. The best responses were that based on the "lender's appraisal", the value wasn't there. IN other words. the quotes of "up to 80% LTV" really meant up to about 30% LTV of real market consideration.

So if anyone has a real investor who wants to make some real money, please do not hesitate to call on us. We have numerous deals we could place as early as today, ranging from purchases to refis, ugly credit to impeccable scores and low LTV positions to higher one. Commercial, residential, unsecured business lines, business only loans- we have the borrowers, now all we need is the cash.