Home > Blogs > Brad Philips > Brad Philips's (bradphilips2546) Blog

Refinance FLorida Mobile and Modular home up to 95%, Cashout Refinance Florida Mobile or modular home

By Brad Philips

Mortgage and Lending with 1st Continental Mortgage

January 21, 2009 12:53 AM

Refinance FLorida Mobile and Modular home up to 95%, Cashout Refinance Florida Mobile or modular home, Mobile Home Financing In Florida,Refinance FLorida Mobile and Modular home up to 95%, Cashout Refinance Florida Mobile or modular home, Mobile Home Financing In Florida,

Some advantages of using a FHA mortgage for your Mobile or Modular home refinance are as follows:

Cash-Out Refinance up to 95% for existing or new FHA mortgages.

•·       Cash-Out up to 95% of your properties value.

•·       Consolidate first and second mortgages into single loan.

•·       Bill consolidation programs.

•·       Easier credit and income qualifications.

•·       FHA regulated closing costs.

Rate and Term Mortgage Refinancing up to 97% of your homes value.

•·       Consolidate first and second mortgages into a single loan.

•·       No FICO score or credit score requirements

•·       Competitive rates for borrowers with a Bankruptcy older than 2 years.

•·       Competitive rates for borrowers with a Foreclosure older than 3 years.

•·       Easier credit and income qualifications.

•·       FHA regulated closing costs.

FHA Streamline Refinance for existing FHA loans only.

•·       No Cost Interest Rate Reductions programs.

•·       No Income or Credit Qualifications.

•·       Zero cost refinance options available.

•·       Easily switch amortization for adjustable to fixed or vice versa.

•·       Easily shorten or lengthen term of your existing loan.

•·       Easier credit and income qualifications.

Apply today to refinance Your Florida Mobile or Modular home at http://www.fhamortgageprograms.com/mortgage/homeowner-refinance.shtml

Florida Modular Home Refinance, Florida Mobile home Refinance

As a Florida homeowner, eventually, you'll consider refinancing your Florida mortgage. Before you decide to refinance, you should confer with an experienced Florida Mortgage Lender. Our licensed mortgage pros work hard to stay current on the best refinance mortgage programs. Our training objectives are to help each of our clients achieve the best combination of interest rate, mortgage terms, and low home loan closing fees for a Florida refinance. Call today at 1-800-570-0448 or use our quick application to learn more!

For over a decade, 1st Continental Mortgage has been the mortgage lender of choice in Florida because we deliver excellent rates and superb white glove mortgage service to Florida homeowners. 1st Continental Mortgage loan officers are well equipped to make refinancing your Florida Mortgage a smooth and pleasant transaction from application to closing.

After conferring with one of our loan officers, you may find that refinancing your existing mortgage loan isn't the most suitable way to meet your financial goals. In finance, there are often many ways to achieve a goal, and a conversation with a Florida mortgage expert can save you time in locating the homeowner loan that is going to work the best for your unique set of circumstances.

Why not call one of our friendly experienced loan officers today for a free review your financial situation and objectives. We're confident that when you complete your phone interview, you'll be certain you are applying for the best refinance homeowner loan. A loan that will serve your long-term interests and not just the interest of the mortgage originator you're working with. Call 1-800-570-0448 today or use our quick application for a free, no-obligation consultation.

For most of our clients, getting a refinance on their Florida Mortgage is the most important single financial transaction they will ever undertake. It's actually more important than when you first decided to purchase your Florida home! It's not something that most people do every day. In fact, some homeowners may only refinance two or three times in a lifetime.

Nevertheless, differences among Florida mortgage programs for refinancing that appear small can make a huge difference over the life of a typical Florida mortgage. The hard truth is, refinancing your home into the wrong loan can cost you tens of thousands of dollars or even put you at risk of losing your FL home to foreclosure.

At 1st Continental Mortgage, we'll listen carefully to your objectives for the refinance loan, ask the right questions, and use our experience to match you with the best program and lender from among the hundreds of debt consolidation refinance programs we offer.

At 1st Continental Mortgage, we're experts at identifying the small differences in competing refinance mortgage loan programs that can save our clients big dollars. We'll be glad to share what we know to help you create the best refinance scenario for your situation. Call 1-800-570-0448 or use our secure online quick application to see how simple it is to refinance a mortgage in Collier County or any of the other Florida counties we serve.

Whether you are motivated to refinance your Florida home by a desire to lower your interest rate, lower your monthly payment, change your terms, or remove a former spouse from a mortgage, we will be happy to help. Over the last decade, we have heard our share of excellent reasons for making changes to an existing Florida mortgage. We have excellent Florida refi solutions for all kinds of homeowners from interest only refinances for a newly single professional; to refinancing a Mobile Home on land with a low fixed rate FHA mortgage in Wesley Chapel, Florida; to helping a young family avoid the shock of dramatically higher mortgage payments from an ARM.

Florida Debt Consolidation Refinance

Cash Out Refi in Florida

For some Florida clients, the need to refinance is driven by debt consolidation. It's not uncommon today for borrowers to feel that their credit card debt or other installment debt has taken on a life of its own. We know how to help you get the most for your hard-earned home equity when it comes to doing a cash out refinance for debt consolidation. Refinancing for debt consolidation can help free up hundreds of dollars a month and in some cases, the mortgage interest may be tax deductible. If you have home equity and need a fresh start, call 1-800-570-0448 or use our quick application. We think you'll be glad you did!

We don't recommend refinancing a first mortgage to every client as a vehicle to consolidate debt or get cash out. Sometimes a prepayment penalty on the first mortgage makes a Second Mortgage or home equity line of credit a better way to access home equity. In other cases, the first mortgage may have a desirable characteristic, such as a below market interest rate, that makes refinancing simply not worthwhile. We'll be happy to help you generate a range of refinance program options and to choose the best from among them.

Why not call us today at 1-800-570-0448 or fill out our quick application to get a fast quote on refinancing your Florida mortgage!

Here are just a few of the reasons our past clients have expressed for refinancing their Florida homes:

Lower the interest rate on your present fixed rate mortgage;
Convert a high risk Florida ARM to a stable 30 year fixed rate mortgage;
Refinance out of a fully indexed Adjustable Rate Mortgage into a FHA fixed rate loan;
Consolidate all your high interest credit card debts into a single monthly mortgage payment
Refinance to pull cash out for hospital bills, college tuition, or to finance a wedding, honeymoon or exotic vacation;
Escape a Florida bad credit mortgage program into a more permanent mortgage;
Improve your cash flow with a refinance to an Interest Only mortgage.

With more than 100 lender programs to draw upon, 1st Continental Mortgage loan officers have been delivering the right homeowner refinancing loans for over a decade to thousands of Floridians. Here is a partial list of the mortgage programs that we can help you with:

Fixed rate mortgage refinance with 10 year, 15 year, 20 year, 30 year and 40 year fixed rate terms;
Interest only mortgage refi options;
Debt consolidation refinance programs;
Florida Jumbo mortgage and Super Jumbo mortgage refinancing programs;
Bad Credit mortgage programs;
Second mortgage, home equity loans, and home equity lines of credit options;
Specialty mortgage products such as no income verification, no ratio, SISA and no doc mortgage programs.

The mortgage professionals of 1st Continental Mortgage are waiting to hear from you right now about your next Florida homeowner refinance opportunity. Just give them a ring at 1-800-570-0448 or apply securely online using our quick application. With so many excellent refinancing options for Florida homeowners, we're certain to have a Florida refinancing mortgage program designed for you!

Florida Mobile home Refinance, Florida Modular home refinance,

No matter if you call it a factory built home, a manufactured home, a modular home, or a prefabricated home; smart Florida financing Mobile Home Buyers know that manufactured homes offer them comparable quality, lower costs per square foot and dramatically quicker build times than a traditional site built home.

These new mobile homes in Florida are a world better in quality and Construction than the single and double wide trailer homes of a generation ago. Not only has the quality of manufactured and modular housing improved dramatically for Florida home buyers, but now there are also more Florida mobile home mortgage programs for manufactured homes and better home loan options for modular home buyers in Citrus County and the other Florida cities we serve.

Most industries in Florida switched to factories and assembly lines over one hundred years ago. Only Florida home builders were left behind. Many still cling to the outdated belief that the only way to build a home is by delivering materials and workers to the vacant lot and managing subcontractors for 6 months to a year.

Not true.

It should be no surprise that the fastest growing segments of the housing market today are Florida manufactured homes and modular homes.

As Mortgage Lenders, we at 1st Continental Mortgage have helped scores of Floridians from first time home buyers to vacation home buyers secure excellent FHA home loans to achieve mobile and modular home financing. If you need a loan for a mobile home on land, a modular home in a Florida subdivision or a manufactured home on acreage - please call 1-800-570-0448 or apply online today using our quick application.

Florida Modular homes or manufactured homes from top manufactures now compare in quality with homes built by better custom home builders No matter what name they go by, factory built homes cost between ten and thirty percent less than traditional site built homes. At 1st Continental Mortgage, we know why you want a fixed rate mortgage to buy a modular home in a subdivision, an FHA home loan for a manufactured home on an acre lot, or conventional home loan for a mobile home on a rural retreat. With our network of financing, we can help you get the manufactured home financing for your Florida dream home at interest rates and terms you deserve.

Some mortgage lenders do not know how to get these loans approved. Worse still, they don't welcome the business of manufactured home buyers. At 1st Continental Mortgage, we want your business. We will be glad to assist you in securing the best rate and terms for your Florida manufactured home mortgage. We have been helping with the purchase and Refinance of mobile, modular, and manufactured homes from Dade County to Leon County for over a decade.

Some Florida Mortgage lenders don't know the lenders who want to lend money for a manufactured home and land package. We do. If you are looking at a modular home in a subdivision, or one of many Florida manufactured housing developments, call 1st Continental Mortgage today at 1-800-570-0448. Our friendly staff can help you get a low fixed rate mortgage or refinance on your Florida modular home, manufactured home or Mobile Home.

Alachua County - Alachua, Archer, Gainesville (County Seat), Hawthorne, High Springs, La Crosse, Micanopy, Newberry, and Waldo

Baker County - Glen Saint Mary, Olustee, Macclenny and Sanderson

Bay County - Callaway, Cedar Grove, Lynn Haven, Mexico Beach, Panama City, Panama City Beach, Parker and Springfield

Bradford County - Brooker, Hampton, Lawtey and Starke (County Seat)

Brevard County - Barefoot Bay, Cape Canaveral (Port Canaveral), Cocoa, Cocoa Beach, Indialantic, Indian Harbor Beach, Malabar, Melbourne, Melbourne Beach, Melbourne Village, Palm Bay, Palm Shores, Rockledge, Satellite Beach, Titusville (County Seat), Viera and West Melbourne

Broward County - Coconut Creek, Cooper City, Coral Springs, Dania Beach, Davie, Deerfield Beach, Fort Lauderdale, Hallandale Beach, Hillsboro Beach, Hollywood, Lauderdale Lakes, Lauderdale By The Sea, Lauderhill, Lazy Lake, Lighthouse Point, Margate, Miramar, North Lauderdale, Oakland Park, Parkland, Pembroke Pines, Plantation, Pompano Beach, Sea Ranch Lakes, Southwest Ranches, Sunrise, Tamarac, Weston, West Park, and Wilton Manors

Charlotte County - Punta Gorda, Boca Grande, Charlott Harbor, Englewood, Grove City, Mansota Key, and Port Charlotte

Citrus County - Beverly Hills, Black Diamond, Ctirus Hills, Citrus Springs, Crystal River, Floral City, Hernando, Homosassa Springs, Homosassa, Inverness (County Seat), Lecanto, Pine Ridge and Sugarmill Woods

Clay County - Green Cove Springs, Keystone Heights, Orange Park and Penney Farms

Collier County - Everglades City, Marco Island and Naples

Columbia County - Fort White, Lake City (County Seat), Lulu and Watertown

Dade County - Aventura , Bal Harbour , Bay Harbor Islands , Biscayne Park , Coral Gables , Cutler Ridge , Doral , El Portal , Florida City , Golden Beach , Hialeah , Hialeah Gardens , Homestead , Indian Creek , Islandia , Key Biscayne , Medley , Miami , Miami Beach , Miami Gardens , Miami Lakes , Miami Shores , Miami Springs , North Bay Village , North Miami , North Miami Beach , Opa-locka , Palmetto Bay , Pinecrest , South Miami , Sunny Isles Beach , Surfside , Sweetwater , Virginia Gardens and West Miami

Desoto County - Arcadia (County Seat), Brownville, Cubitis, Fort Ogden, Hull, Lake Suzy, Lansing, Nocatee, Southfort, Pine Level and Platt

Duval County - Atlantic Beach, Baldwin, Jacksonville, Jacksonville Beach and Neptune Beach

Escambia County - Century and Pensacola

Flagler County - Beverly Beach, Bunnell, Flagler Beach, Marineland and Palm Coast

Franklin County - Apalachicola, Carrabelle, Eastpoint and St. George Island

Gadsen County - Chattahoochee, Greensboro, Gretna, Havana, Midway, Mount Pleasant and Quincy (County Seat)

Gilchrist County - Trenton, Fanning Springs and Bell

Hamilton County - Jasper, Jennings and White Springs

Hardee County - Bowling Green, Wauchula and Zolfo Springs

Hendry County - Clewiston, Harlem, La Belle and Port La Belle

Hernando County - Brooksville (County Seat), Spring Hill and Weeki Wachee

Hillsborough County - Apollo Beach, Balm, Bloomingdale, Brandon, Carrollwood Village, Dover, Gibsonton, Lithia, Lutz, Mango, Orient Park, Plant City, Riverview, Ruskin, Seffner, Sun City Center, Tampa (County Seat), Temple Terrace, Thonotosassa, Valrico, Wimauma and Ybor City

Highlands County - Avon Park, Lake Placid and Sebring

Indian River County - Fellsmere, Indian River Shores, Orchid, Roseland, Sebastian and Vero Beach (County Seat)

Jefferson County - Alford, Bascom, Campbelltown, Cottondale, Graceville, Grand Ridge, Greenwood, Jacob City, Malone, Marianna (County Seat) and Sneads

Lafayette County - Day and Mayo (County Seat)

Lake County - Altoona, Astatula, Astor, Bassville Park, Clermont, Eustis, Forest Hills, Fruitland Park, Groveland, Howey-In-The-Hills, Lady Lake, Leesburg, Mascotte, Minneola, Montverde, Mount Dora, Mount Plymouth, Paisley, Sorrento, Tavares, Umatilla and Yalaha

Lee County - Fort Myers and Cape Coral

Leon County - Tallahassee (County Seat) and Woodville

Madison County - Greenville, Lee and Madison (County Seat)

Manatee County - Anna Maria, Bradenton (County Seat), Bradenton Beach, Holmes Beach, Longboat Key, Myakka City, Oneco and Palmetto

Marion County - Belleview, Citra, Dunnellon, Eureka, Fort McCoy, McIntosh, Ocala, Reddick and Summerfield

Martin County - Jupiter Island, Ocean Breeze Park, Sewall's Point, Stuart, Hobe Sound, Jensen Beach and Palm City

Monroe County - Islamorada, Key Coloney Beach, Key West, Layton and Marathon

Nassau County - Nassau Village-Ratliff, Yulee, Crawford, Dahoma, Kent, Italia, Dyal, Ingle, Kings Ferry, Lessie, Boulougne, O Neill, Andrews, Evergreen, Verdie, Callahan, Fernandina Beach, Hilliard and Bryceville

Okaloosa County - Cinco Bayou , Crestview , Destin , Fort Walton Beach , Laurel Hill , Mary Esther , Niceville , Shalimar and Valparaiso

Okeechobee County - Cypress Quarters and Okeechobee (County Seat)

Orange County - Apopka, Bay Lake, Belle Isle, Christmas, Doctor Phillips, Eatonville, Edgewood, Lake Buena Vista, Maitland, Oakland, Ocoee, Orlando, Windermere, Winter Garden and Winter Park

Osceola County - Campbell, Celebration, Kissimmee, Poinciana and St. Cloud

Palm Beach County - Atlantis , Belle Glade , Boca Raton , Boynton Beach , Briny Breezes , Cloud Lake , Delray Beach , Glen Ridge , Golf , Greenacres , Gulf Stream , Haverhill , Highland Beach , Hypoluxo , Juno Beach , Jupiter , Jupiter Inlet Colony , Lake Clarke Shores , Lake Park , Lake Worth , Lantana , Manalapan , Mangonia Park , North Palm Beach , Ocean Ridge , Pahokee , Palm Beach , Palm Beach Gardens , Palm Beach Shores , Palm Springs , Riviera Beach , Royal Palm Beach , South Bay , South Palm Beach , Tequesta , Wellington and West Palm Beach

Pasco County - Dade City (County Seat), Gulf Harbors, Holiday, New Port Richey, Odessa, Port Richey, San Antonio, Shady Hills, St. Leo, Trinity, Wesley Chapel and Zephyrhills

Pinellas County - Belleair, Belleair Beach, Belleair Bluffs, Belleair Shore, Clearwater (County Seat), Dunedin, Gulfport, Indian Rocks Beach, Indian Shores, Kenneth City, Largo, Madeira Beach, North Redington Beach, Oldsmar, Pinellas Park, Redington Beach, Safety Harbor, Seminole, South Pasadena, St. Pete Beach, St. Petersburg, Tarpon Springs, Treasure Island and Ozona

Polk County - Auburndale, Bartow, Davenport, Dundee, Eagle Lake, Fort Meade, Frostproof, Haines City, Highland Park, Hillcrest Heights, Lake Alfred, Lake Hamilton, Lake Wales, Lakeland, Mulberry, Polk City and Winter Haven

Putnam County - Crescent City, East Palatka, Interlachen, Palatka, Pomona Park and Welaka

St. Johns County - Hastings, Marineland, St. Augustine and St. Augustine Beach

St. Lucie County - Fort Pierce (County Seat), Port St. Lucie and St. Lucie Village

Santa Rosa County - Gulf Breeze, Jay and Milton

Sarasota County - Nokomis, Osprey, North Port, Sarasota (County Seat) and Venice

Seminole County - Altamonte Springs, Casselberry, Geneva, Lake Mary, Longwood, Oviedo, Sanford and Winter Springs

Sumter County - Bushnell, Center Hill, Coleman, Lake Panasoffkee, Sumterville, Oxford, The Villages, Webster and Wildwood

Suwannee County - Branford, Dowling Park, Live Oak (County Seat), McAlpin and Three Rivers

Volusia County - Daytona Beach, Daytona Beach Shores, DeBary, DeLand (County Seat), Deltona, Edgewater, Holly Hill, Lake Helen, New Smyrna Beach, Oak Hill, Orange City, Ormond Beach, Pierson, Ponce Inlet, Port Orange and South Daytona