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FOLLOW THESE STEPS:

1. Locate a company that displays multiple rates on their website daily. Stay on top of the rates daily and gain the ability to compare "apples to apples"    View Multiple Rate Comparisons 24/7. 2. Ensure the rate comparison is powered by reliable and trusted technology (integrates multiple wall street backed lenders.) Source: Informa Research Services, Inc. www.informars.com, Calabasas, CA. (Informa is the same company that progressive insurance uses to compare national insurance rates) 3. The company must provide instant Rate & Fee guarantees.Get it in writing instantly 100% Guaranteed 4. The company must be designated an "Up-Front Lender"What is an Upfront Lender 5. Find out what news & internet media is saying about Amerisave. News Video - Amerisave is at 6.75%, Countrywide is full point higher % Bank of America even higher. Free Comprehensive Education From Amerisave 6. You must be able to lock in your rate and fees instantly.Search rates using the rate tool. Pick a rate and then click apply to lock.    7. Receive your guarantee or "sure fee" instantly. (Do not settle for an estimate or "ball park figure.")Run your rate search. Click the closing costs column. You will see the costs (if any) associated with your rate. When your ready click apply and your rate and fee are instantly GUARANTEED.     LOWERING "RATES" DOES NOT GUARANTEE MORTGAGE RATES WILL BE LOWER                CLICK BELOW TO FIND OUT WHY...1. Waiting for the FED to cut interest rates is not a guarantee you will get a low mortgage rate 2. Why rate rise when the Fed lowers rates