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Mortgage and Lending - www.DaveYourMortgageGuy.com - Legend Lending - NMLS #293883

ARCHIVED BLOG POSTS

2011 

As originally appeared on Realtor.org.  Link to Original Article: 5 ways to keep in Touch with Past, Current and Future Clients By David Krichmar Any time you come in contact someone who needs a REALTOR®, you should add them to your database.  Trust me, I know this idea in itself is not brilliant...
10/29/2011
The summer/fall seasonal flowers in New Territory will be replaced in November. During this process the current seasonal color will be removed and replaced.  Residents are welcome to take the current seasonal flowers for their own use.  Residents will be allowed to remove seasonal color starting ...
10/28/2011
After a short hiatus, the $100 down payment when buying a HUD Foreclosure program is back.   This is a great program if you are looking to buy a HUD foreclosure as your primary home.  Here are the general rules that you must know to qualify: 1.     This program is only when buying a HUD Foreclosu...
10/28/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.55% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.375% Credit score:740 LTV:80% Loan Amount:$200k APR:3.79%   Call me tod...
10/26/2011
Maggie gives a great example on why it is better to buy a home, instead of renting one.  This is especially true in the Houston area.  And if you are looking to buy a home in Pearland, contact Maggie today.  www.DaveYourMortgageGuy.com It makes good sense to consider purchasing a home in today’s ...
10/25/2011
  Even thou FHA loans have become hugely popular in the last 2yrs, I still hear myths about them that are just not true.  Here are the 6 most popular myths I hear and the truth:   1.      “FHA loans are for folks with bad credit”- This is not true.  I do many FHA loans where the client has a 680 ...
10/24/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.55% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.375% Credit score:740 LTV:80% Loan Amount:$200k APR:3.89%   Call me tod...
10/19/2011
Many times when purchasing a foreclosure, the home will be missing some items.  Some things are required for a mortgage lender to lend on the property.  Or give you a mortgage.  One of these items is the oven.  A home must have an oven to get financed.  But what do you do if the home doesn’t have...
10/18/2011
Every couple months, I like to “Google” My Name and My Website, DaveYourMortgageGuy.com.  Of course this is a great idea so you know what comes up in those searches.  And which blogs, websites, topics, etc come up at the top.  But, I recently “Googled” myself and noticed a couple interesting thin...
10/14/2011
Here is your weekly interest rate update: Conventional 30 year Mortgage: 4.125% Credit score:740 LTV:80% Loan Amount:$200k APR: 4.85% FHA 30 year:3.75% Credit Score:640 LTV:96.5% loan amount:$200k APR:4.85% Conventional 15 year:3.375% Credit score:740 LTV:80% Loan Amount:$200k APR:3.89%   Call me...
10/12/2011
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David Krichmar

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