Fred's FHA Mortgage and Conventional Real Estate Loan Blog

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Mortgage and Lending - Guild Mortgage Co - Oak Harbor WA
Welcome to my blog about mortgages and real estate loans in Oregon, California, Alaska and Washington. I am a government specialist and am a Vietnam era veteran. I enjoy working first time home buyers and have many tools available to help them.

ARCHIVED BLOG POSTS

2008 

Richard Smith is a mortgage lender in Tennessee and very knowledgeable in most things financial. This is a very insightful look into the action of the Federal Reserve and the Federal Government in recent actions, including the bail out of AIG and the take over of Fannie Mae and Freddie Mac. You ...
09/17/2008
Steve & Eleanor Thorne are friends from across the country. This is a very well thought out and articulated article on what the recent news has and is doing to adjustible rate mortgages. If you have an ARM, pay close attention. Thanks to Steve and Eleanor. Please leave your comments on this exce...
09/17/2008
Hi everyone, I took some pictures before sunset and then did some weird type things with my Adobe Photoshop Elements just to see what would happen. So, I am asking for feedback. What do you think of the pictures and/or the edits? I tried the paint bucket feature and got some strange colors. Take ...
09/16/2008
Lenn Hartley has some insight about how it is to sell (or attempt to sell) a foreclosed property.                                                  * * * *  HARD CORE REAL ESTATE TALK  * * * *FAX THE OFFER TO 222-555-8888.  YOU WILL BE NOTIFIED OF ANY DECISIONS IN 2-8 WEEKS.Over the past year, we...
09/16/2008
Lenn Hartley has some insight about how it is to sell (or attempt to sell) a foreclosed property.                                                 * * * *  HARD CORE REAL ESTATE TALK  * * * *FAX THE OFFER TO 222-555-8888.  YOU WILL BE NOTIFIED OF ANY DECISIONS IN 2-8 WEEKS.Over the past year, we'v...
09/16/2008
Here are some helpful tips from an out of state appraiser, Tom Horn, that I think you will find helpful here too. FHA requirements don't change from state to state. In recent months FHA financing has been on the increase. With the decline of the sub prime lending market, and related creative fin...
09/16/2008
I had a night shot of the Springfield Bridge yesterday, so I thought I would try some effects to get the full moon tonight. Here goes: I used my BBQ as my tripod and it didn't do such a great job but not too bad.   This is an effect called night shot. It gives a rather interesting outworldly pers...
09/15/2008
7 Comments
Interesting day. Probably best expressed with the this video. I was ready for most anything but what happened. The stock market was in the tank...not too surprising...customers were calling me...refreshing...Realtors were calling me...timely...rates actually went down...kind of surprising...TV ne...
09/15/2008
Sara Goodwin, a Portland area appraiser, has raised some good questions about the consequences of Oregon Measure 63. Good read! Oregon has a surprising new ballot measure coming up this November.... voters will be asked whether or not permits from the city should be necessary for projects at or ...
09/15/2008
While I was at the Fiesta Latina Saturday night, I tried a night view of the bridge over the Willamette River. I think it came out better than I expected. Needless to say, taking this kind of a picture with flash doesn't work. So, what do you think, is the picture worth the space? Our rivers are ...
09/15/2008
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Fred Chamberlin

Oak Harbor/Whidbeynulls, #1 Experienced FHA Mortgage Consultant
local_phone(360) 675-6106
smartphone(541) 221-3455
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