Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2017 

“Never would have thought of that use for Gas”   A little girl asked her Mom, "Mom, may I take the dog for a walk around the block?" Mom replies, "No, because she is in heat." "What's that mean?" asked the child. "Go ask your father. I think he's in the garage." The little girl goes to the garage...
08/30/2017
  “I Hope this is the One!”    Hi Joe, Dr XXXXXXX is interested in this property (see below) and he wants to know what his payments and out of pocket for closing costs, down payment would be....he wants to offer $353,000. I look forward to working with you again! Thank you I let the agent know th...
08/28/2017
“Important to get Coaching and a Mortgage from someone who Owns Investment Properties”   Good morning JoeI am interested in purchasing a rental property and was referred to you as a source. We have communicated in the past regarding a former client as well. I was interested in knowing the minimum...
08/25/2017
“Repealing Dodd-Frank would be a Great Start”   In the year 2017, the Lord came unto Noah, who was now living in America and said:"Once again, the earth has become wicked and over -populated, and I see the end of all flesh before me.""Build another ark and save 2 of every living thing along with ...
08/23/2017
“Plan Today for the Future”  Hey Joe, it's Tiffany. I just got a loan modification for 481 Stafford. 1% interest only loan for 5 years so it's a really low payment it's only $580 a month for everything for the first mortgage. I still have a second mortgage that's $300 a month. But since I filed b...
08/21/2017
“Online Applications, are You Kidding Me?”   I forgot to mention on the phone yesterday that we did a pre-approval application online with USAA on Monday and were not pre-approved because they needed more information. That was before I knew my father-in-law was going to get us in contact with you...
08/18/2017
“Farm Life has its Challenges”   The Department of Labor claimed a farmer was not paying proper wages to his help and sent an agent out to investigate him.Department of Labor employee: I need a list of your employees and how much you pay them.Farmer:  Well, there's my farm hand who's been with me...
08/16/2017
“It is Tough to Say NO, but only for Today”   Joe, Thank you very much for all your help. I really appreciate your effort. Just know that once I start my full time position I will be back to you so that I can move forward with a mortgage. I will give you periodic updates to make sure I am on the ...
08/14/2017
5 Comments
“FHA is FHA”  Hi there,Betsy wants to buy a foreclosure property that I showed her that needs renovations.You have her pre-qualified for FHA.  Can she switch to 203K? When someone is been pre-qualified for FHA financing, there is a 203B which does not include any renovations and a 203K which does...
08/11/2017
“A Priest, a Minister and a Rabbi”    A man wonders if having sex on the Sabbath is a sin because he is not sure if sex is work or play, so he goes to a priest and asks for his opinion on this question. After consulting the Bible, the priest says, "My son, after an exhaustive search, I am positiv...
08/09/2017
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Joe Petrowsky

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