So what is it that I do for a living?

Mortgage and Lending with V.I.P. Mortgage

You know the story.  You're at a party or a networking event and someone says to you "So what do you do?"

For the last couple of years when I answer that question with "I'm a mortgage loan officer" I can see the person look a little funny and say "ohhhh - It must be tough for you right now".  Or, "ohhh - you're one of those".


So I started really thinking about what is it that I do for a living.  The true answer is "I solve puzzles and problems".  Yep!  That's what I really do.  Every client who comes to me has a situation that is a unique puzzle.  Most clients today, have a problem or two that needs to be solved.  Over the last 30 years I have learned to be a puzzle master and a problem wizard. 


It's never boring, that's for sure!  The "puzzles" always have a new twist (because every client is unique).  The "problems" are constantly changing (thanks to continuous updates to underwriting guidelines).  BUT, I am the master and the wizard because even after 30 years, I still love what I do.

Posted by

Jane Penttinen, Sr. Loan Officer
NMLS #222178
Sunstreet Mortgage, LLC

Jane Penttinen (Sunstreet Mortgage, LLC - Sr. Loan Officer): Loan Officer in Tucson, AZ 

If you, your friends or family require the services of a mortgage professional, please don't hesitate to call me.  I am never too busy for any of your referrals.


Comments (13)

Robert Vegas Bob Swetz
Las Vegas, NV

Hello Jane and a tough question when asked! When someone asks me what I do I come back with ..... I help build huge buildings in Las Vegas, sell Real Estate and I am a photographer.

And when I mention I sell Real Estate they always ask me if I can sell their home.

May 11, 2010 12:53 PM
Joshua Zargari
MJ Decorators Workshop LI staging and home decorating - Lynbrook, NY
MJ Decorators Workshop

Great post!

May 11, 2010 01:15 PM
Richard Weisser
Richard Weisser Realty - Newnan, GA
Richard Weisser Retired Real Estate Professional


Each loan really is a puzzle that needs to be solved. Great observation!

May 11, 2010 02:04 PM
Lee & Carol Barbour, REALTORS
Murphy and Hayesville, NC; Hiawassee, Blairsville, Blue Ridge GA - Murphy, NC
Mountain Living Team in Murphy NC and North GA

Sounds like an answer we'd give too Jane. Never boring and each client and closing are unique, but we love what we matter what the market is doing.

May 11, 2010 02:37 PM
Emily Medvec
eXp Realty LLC - Santa Fe, NM
Realtor | Serving Santa Fe & Northern NM

I often say "when?" Then, smile and a good conversation usually happens next!

May 11, 2010 04:38 PM
Mike Saunders
Retired - Athens, GA

Jane - I like that response, very accurate. Very similar to what we realtors do.

May 12, 2010 02:20 AM
Cynthia Larsen
Cotati, CA
Independent Broker In Sonoma County, CA

I like to say "how about if I tell you what I don't do, because it's a shorter list".

May 12, 2010 03:23 AM
Jane Penttinen
V.I.P. Mortgage - Tucson, AZ
NMLS #222178

Vegas Bob - that should be incredible photographer!

Joshua - Thanks for stopping by

Richard - isn't it amazing that the puzzles are never duplicated?

Lee and Carol - If we didn't "love it" we could never do it for very long

Emily - isn't that the truth!

Mike - You are so right.  Realtors get some pretty big puzzles too.

Cynthia - sometimes it seems that we do it ALL doesn't it

May 12, 2010 04:04 AM
Team Honeycutt
Allen Tate - Concord, NC

In this environment, every transaction is a puzzle, nothing is easy. What would we, as realtors, do without your hard work.

May 12, 2010 07:19 AM
Debbie Walsh
Shahar Management - Middletown, NY
Hudson Valley NY Real Estate 845.283-3036

Jane your back!!!!!! How are you???

May 12, 2010 08:43 AM
Jane Penttinen
V.I.P. Mortgage - Tucson, AZ
NMLS #222178

Team Honeycutt - what would we all do without each other?  It takes lots and lots of pieces and players to finish the puzzle! :)

Ah! Debra!!  I guess I have been in la la land.  You know - the place where time just slips away.  Actually, had some difficult personal issues going on but now it's time to get back to the busines of living life and making the best of what it has to offer.

May 12, 2010 08:59 AM
Debbie Walsh
Shahar Management - Middletown, NY
Hudson Valley NY Real Estate 845.283-3036

Oh I am sorry-I am here if you need me my dear.  Glad you are back!

May 12, 2010 11:29 AM
Mike Jones
SUNSTREET MORTGAGE, LLC (BK-0907366, NMLS 145171) - Tucson, AZ
Mike Jones NMLS 223495



Mike in Tucson

Jun 22, 2010 10:51 AM