2011 Washington FNMA & FHLMC loan limits - WA Fannie Mae & Freddie Mac Loan limits for 2011
Fannie Mae & Freddie Mac have retained the Temporary High Cost 2010 loan limits for 2011 until Sept. 30th, 2011. The standard conventional loan limit remains at $417K accross the USA. This is also called the Conforming Loan Limit ($417K). High Cost Areas have loan limits based on the new formula in the 2008 housing bill passed in July of 2008, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.
There are different ratios and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed the standard limit of $417K. They require a minimum of 10% down payment and a maximum debt ratio of 45%.
We offer Conforming Jumbo Loans for Single Family Homes up to $567,500 in King, Snohomish, and Pierce Counties (that is a sale price up to $630,500 with a 10% down payment). Up to $593,750 in San Juan County, and $475,000 in Kitsap County.
Check out the Loan limits for 2011 in your County:
County Name Single Family Duplex Tri-plex Four-plex
ADAMS $417,000 $533,850 $645,300 $801,950
NON-METRO
ASOTIN $417,000 $533,850 $645,300 $801,950
LEWISTON, ID-WA (MSA)
BENTON $417,000 $533,850 $645,300 $801,950
KENNEWICK-RICHLAND-PASCO, WA (MSA)
CHELAN $417,000 $533,850 $645,300 $801,950
WENATCHEE, WA (MSA)
CLALLAM $417,000 $533,850 $645,300 $801,950
PORT ANGELES, WA (MICRO)
CLARK $418,750 $536,050 $648,000 $805,300
PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)
COLUMBIA $417,000 $533,850 $645,300 $801,950
NON-METRO
COWLITZ $417,000 $533,850 $645,300 $801,950
LONGVIEW, WA (MSA)
DOUGLAS $417,000 $533,850 $645,300 $801,950
WENATCHEE, WA (MSA)
FERRY $417,000 $533,850 $645,300 $801,950
NON-METRO
FRANKLIN $417,000 $533,850 $645,300 $801,950
KENNEWICK-RICHLAND-PASCO, WA (MSA)
GARFIELD $417,000 $533,850 $645,300 $801,950
NON-METRO
GRANT $417,000 $533,850 $645,300 $801,950
MOSES LAKE, WA (MICRO)
GRAYS HARBOR $417,000 $533,850 $645,300 $801,950
ABERDEEN, WA (MICRO)
ISLAND $417,000 $533,850 $645,300 $801,950
OAK HARBOR, WA (MICRO)
JEFFERSON $437,500 $560,050 $677,000 $841,350
NON-METRO
KING $567,500 $726,500 $878,150 $1,091,350
SEATTLE-BELLEVUE-EVERETT, WA METROPOLITAN DIVISION
KITSAP $475,000 $608,100 $735,050 $913,450
BREMERTON-SILVERDALE, WA (MSA)
KITTITAS $417,000 $533,850 $645,300 $801,950
ELLENSBURG, WA (MICRO)
KLICKITAT $417,000 $533,850 $645,300 $801,950
NON-METRO
LEWIS $417,000 $533,850 $645,300 $801,950
CENTRALIA, WA (MICRO)
LINCOLN $417,000 $533,850 $645,300 $801,950
NON-METRO
MASON $417,000 $533,850 $645,300 $801,950
SHELTON, WA (MICRO)
OKANOGAN $417,000 $533,850 $645,300 $801,950
NON-METRO
PACIFIC $417,000 $533,850 $645,300 $801,950
NON-METRO
PEND OREILLE $417,000 $533,850 $645,300 $801,950
NON-METRO
PIERCE $567,500 $726,500 $878,150 $1,091,350
TACOMA, WA METROPOLITAN DIVISION
SAN JUAN $593,750 $760,100 $918,800 $1,141,850
NON-METRO
SKAGIT $417,000 $533,850 $645,300 $801,950
MOUNT VERNON-ANACORTES, WA (MSA)
SKAMANIA $418,750 $536,050 $648,000 $805,300
PORTLAND-VANCOUVER-BEAVERTON, OR-WA (MSA)
SNOHOMISH $567,500 $726,500 $878,150 $1,091,350
SEATTLE-BELLEVUE-EVERETT, WA METROPOLITAN DIVISION
SPOKANE $417,000 $533,850 $645,300 $801,950
SPOKANE, WA (MSA)
STEVENS $417,000 $533,850 $645,300 $801,950
THURSTON $417,000 $533,850 $645,300 $801,950
OLYMPIA, WA (MSA)
WAHKIAKUM $417,000 $533,850 $645,300 $801,950
NON-METRO
WALLA WALLA $417,000 $533,850 $645,300 $801,950
WALLA WALLA, WA (MICRO)
WHATCOM $417,000 $533,850 $645,300 $801,950
BELLINGHAM, WA (MSA)
WHITMAN $417,000 $533,850 $645,300 $801,950
PULLMAN, WA (MICRO)
YAKIMA $417,000 $533,850 $645,300 $801,950
YAKIMA, WA (MSA)
VanDyk is proud to be a FHA Full Eagle Direct Endorsement Lender. What is that? We are a FHA Direct lender with the full support of HUD, the US Department of Housing & Urban Development. We offer FHA loans in all areas of Washington State for Purchase, Refinance, cash-out refinance or FHA Streamline. We also specialize in FHA Jumbo Loans, as available up to your County limit for FHA Loans. VanDyk Mortgage also offers VA Loans up to $417K (standard VA) and VA Jumbo Loans up the the VA County Limit.
We serve the entire state of Washington including:
We serve all of the following areas in Washington: Seattle, Greenwood, Bellevue, Kirkland, Redmond, Issaquah, Renton, Snoqualmie, North Bend, Carnation, Woodinville, Bothell, Kenmore, Shoreline, Shorewood, Edmonds, Northgate, University District, Queen Anne, Fremont, Magnolia, West Seattle, Bainbridge, Bremerton, Port Orchard, Port Angeles, Winslow, Keystone, Poulsbo, Sequim, Midway, Redondo, Des Moines, Kent, Auburn, Mercer Island, Snohomish, Everett, Lynnwood, Silver Lake, Marysville, Puyallup, Mill Creek, Duvall, Sammamish, Mountlake Terrace, Mukilteo, Monroe, Sultan, Goldbar, Lake Stevens, Arlington, Smoky Point, Burlington, Bellingham, Blaine, Ferndale, Oak Harbor, Stanwood, Anacortes, Mt. Vernon, Deming, Sedro Wooley, Yakima, Selah, Union Gap, Naches, Ellensburg, Kittitas, Richland, Benton City, Prosser, Mabton, Sunnyside, Granger, Buena, Zillah, Toppenish, Wapato, Kennewick, Pasco, Ritzville, Moses Lake, Wenatchee, Glacier, cashmere, port townsend, Gig Harbor, Tukwila, Covington, Maple Valley, Black Diamond, Enumclaw, Buckley, Bonney Lake, Lakewood, University Place, Tacoma, Dupont, Spanaway, Graham, Yelm, Olympia, Tumwater, Vancouver, Lacey, Centralia, Chehalis, Longview, Kelso, Battleground, Brush Prairie, Washougal, Camas, Spokane, Spokane Valley, Liberty Lake, Newman Lake, Colbert, Deer Park, Newport, Airway Heights, Medical Lake, Cheney, Reardan, Davenport, Mead, Greenacres, Veradale, Nine Mile, 7 Mile, five Mile, Juanita, Wedgewood, rainier, Ballard, Phinney Ridge, Green Lake, Seattle, Bellevue, Kirkland, Redmond, Issaquah, Sammamish, Woodinville, Auburn, Kent, Federal Way, Black Diamond, Des Moines, Snohomish, Carnation, North Bend, Mill Creek, Bothell, Kenmore, Shoreline, Ballinger,San Juan, Edmonds, Maple valley, Sahallee, Snoqualmie, Monroe, Everett, Mukilteo, SilverLake, Edmonds, Marysville, Mount vernon, bellingham, Sehome, Lynden, Blaine, Burlington, Sedro Wooley, Everson, Whidbey Island, Camano Island, Port Orchard, Bremerton, Kitsap, Silverdale, Renton, Newcastle, Newport, Tukwila, SeaTac, Tacoma, Puyallup, Roy, Bonney Lake, Sumner, Olympia, Tumwater, Spokane, Spokane Valley, newport, Yakima, Ellensburg, Kennewick, Richland, Pasco, Sunnyside, Prosser, vancouver, Kelso, Clarkston, Pullmanand more.
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