VA FAQ #4 - What is the VA Loan Limit?

Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

VA FAQ #4 - What is the VA Loan Limit?

The Veterans Administration does not actually have a Loan Limit or maximum loan amount for VA Loans.  However there are VA County Loan Limits which are the maximum Loan Amounts available for 100% VA financing in that respective county.  

Most US counties are at the $424,100 nationwide VA Loan Limit, however certain High Cost counties are allowed much higher VA Loan Limits,  we will address these in subsequent FAQs on VA Loan Limits for Higher Cost Counties and Exceeding the VA Loan Limit.  VA Loans over $424K are called VA Jumbo, VA High Balance, or VA Super Conforming Loans.  We offer all of the above. 

VA Lenders such as VanDyk Mortgage utilize the County VA Loan Limits to calculate your VA Loan Entitlement amount, which will determine your maximum VA Loan with zero down payment required.   In cases where the VA Loan or Purchase price exceed the county VA Loan Limit,  we are able to utilize a partial downpayment for purchases to reach the required VA Guarantee amount, or in a Refinance,  we can utilize available equity in the home to reach that guarantee amount.   Not all Lenders offer this feature,  be sure to ask upfront.  

This is part 4 of our FAQ series for Frequently asked VA Loan Questions.    FAQ = Frequently Asked Questions, and when it comes to VA Loans, we get plenty of questions and we have the answers for you.   We have been making VA Loans since 1987 and are a Direct Lender offering both VA Loans and VA Jumbo Loans for the Purchase or Refinance of your Primary Home.   Please give us a call to get help with your VA Loan or VA Jumbo Loan questions, and see if you qualify for a VA Home Mortgage - 866-900-2342 toll free direct,  or contact us online at .


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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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