Federal Law Allows You To Freeze And Unlock Your Credit Report

By
Mortgage and Lending with Greenpath Funding
https://activerain.com/droplet/5fJT

 

As of September 21, a new federal law allows you to freeze and unlock your credit report for free at all three credit agencies. This could have cost up to $19 per agency every time you locked or unlocked your credit report. A freeze prevents lenders from opening your credit report. This will stop fraudsters from opening any type of credit in your name. This action from the federal government comes a year after the Equifax data breach that exposed 148 million Americans personal information. The law also extends credit alerts from 90 days to one year. You have to freeze all three agencies to make the freeze effective. The three are Experian, Equifax, and TransUnion. You can do it on the phone, in writing or on their websites. You need to select the freeze option for the website. Most important is you need to write down the pin number to unfreeze your credit. If the credit agency cannot verify your identity you may have to send in a copy of your driver’s license. This is much more effective than credit monitoring and it is free.

             

             Sincerely, 

             Randy Nathan NMLS# 675056

             Mortgage Loan Originator

             Website: http://VAloanCenterSanDiego.com

 

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Rainmaker
3,571,834
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello and Welcome to the Rain where we all learn from each other and help each other.  Great information.

 

Oct 15, 2018 05:09 PM #1
Rainmaker
642,434
Gwen Fowler-864-916-2019 SC Mountains Lakes Homes
Gwen Fowler Real Estate, Inc - Salem, SC
Gwen Fowler Real Estate, Inc.

Thank you for the blog post. And welcome to Active Rain. This is some great information. 

Oct 16, 2018 06:56 AM #2
Anonymous
Jones Edward

I totally recommend that you get good credit repair to help boost your credit score. It’s really an advantage because this businesses are credit blind, you don’t have good credit they don’t choose to recognize you this days. I suggest you give Royson BRANDON a message on Quora or email at Mastercreditfix /at/ gmail/.com. He his an expert who helped me with my finances and boosted my score. I now have an excellent 802 within a few days.

Aug 04, 2019 04:18 PM #3
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Royson brandon is a fraud and find ways to steal money from those who can’t help themselves please be care with how you deal with people who don’t want to give you a phone call .

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