bozeman real estate: Winning the Lottery—New Construction Trends - 05/23/13 12:03 PM
After seeing potential buyers camping out at the opening of new condo complexes in Sunnyvale, CA, O’Brien Homes come to the conclusion that they did not want that trend to continue. Each month, as a new development went under construction, around 50 pre-qualified, down payment-ready buyers would show up at the sales office hoping to nab one of the sites available. O’Brien Homes began to draw numbers similar to Bingo in order to decide who ‘won’ the units. For each available unit, the company drew a winner and a back-up just in case the primary winner fell through.
"Some people … (0 comments)

bozeman real estate: Understanding a CMA: Comparative Market Analysis - 05/15/13 10:07 AM
The Comparative Market Analysis Breakdown:
Your home is your home true, but as you phase into the process of knowing you are going to sell your home, a vital step is to be able to put on your ‘what is this home worth to others’ glasses and knowing distort your personal opinions for a little bit.
--------------MAIN PURPOSE OF A CMA
After getting the general idea of what your home is worth, meet up with a handful of Realtors and look at their CMA that they will prepare for you. This is a professional and in-depth look at other homes … (1 comments)

bozeman real estate: Real Estate Agent Ratings—A Bought-Out Market or a Positive Tool? - 05/14/13 08:09 AM
Real Estate Agent Ratings—A Bought-Out Market or a Positive Tool?
Being a member of Generation Y, I have grown up in a world that has been lead, motivated and held to a higher accountability due to online reviews. In an era that has seen this trend rise and rise and rise, I stumbled upon an article today that made the argument that this online system of judgment has not only plateaued but reached a point where it is counterproductive. “The Agent Ratings Ship Has Sailed” puts forth the following stances:
Online reviews have lost credibility. Clients are better finding potential agents … (12 comments)

bozeman real estate: Gallatin Valley Active Foreclosures and Short Sales: May 1st 2013 - 05/06/13 09:21 AM

Active Foreclosures in Bozeman, Belgrade, Manhattan, Dillon Three Forks, & Big Sky!  Week of 1 May 2013
The following links are for the current FORECLOSED HOMESin the Gallatin Valley.  They are usually priced well and most do not stay on the market for long.  Take a look, find your favorite, then call to schedule your appointment to see them!
Bozeman Montana Foreclosures
Belgrade Montana Foreclosures
Manhattan Montana Foreclosures
No Active Foreclosures in Three Forks at this time.
Big Sky Montana Foreclosures
Dillon/Madison County Foreclosures
 
These links are the SHORT SALE HOMES that are available presently.  If you do not … (1 comments)

bozeman real estate: Housing Market is 60% (almost) Back to Normal! - 05/01/13 09:01 AM
Tracking ‘back to normal’ is an interesting figure as the ultimate idea of what is normal is always changing. Trulia.com did their best to normalize the housing market by looking at
Construction Starts
Existing Home Sales
Delinquency-Plus-Foreclosure Rates

With using the highest, pre-bubble standards, and the worst recession numbers and averaging them out, Trulia reached what they defined as their ‘normal’ real estate figures. The results of this comparative analysis are as follows:
Construction Starts are Sky-Rocketing “Starts were at a 1,036,000 seasonally adjusted annualized rate – up 7% month-over-month and 47% year-over-year – which is the highest … (2 comments)

bozeman real estate: The Buy/Rent Scale is Tipping - 04/24/13 12:55 PM
In a new national opinion survey from the John D. and Catherine T. MacArthur Foundation it was found that attitudes are shifting in the ‘is it better to buy or rent’ debate.  
“America is going through a transformational period,” says Peter Hart, chairman emeritus of Hart Research, which conducted the survey on behalf of the foundation. “The unexpected is becoming the expected... [and] housing attitudes are indeed part of this new transformational world.”
The full report can be found here: "How Housing Matters: Americans’ Attitudes Transformed By The Housing Crisis & Changing Lifestyles." The highlights are as follows:
72% of … (0 comments)

bozeman real estate: Bad Habits to Fall into as a Realtor - 04/17/13 10:18 AM
'Selling yourself is too Hard'—Everyone out there is a prospect whether they know it yet or not. Transitions happen suddenly for many reasons. Introducing yourself and making the 'Realtor' part of you as integrated as possible will allow everyone you know to think of you when one of these transitions come along for themselves or for a friend. Slapping a well-designed and professional card into the hands of everyone you meet is the best, and cheapest, marketing you can do.   Business-to-Business-Developing a strong relationship with local businesses creates a foundation of strong referrals, business coming to you from others who think … (0 comments)

bozeman real estate: Working Your Real Estate Muscles After a Long Rest - 04/09/13 11:50 AM
Bidding wars, low mortgage rates, and high traffic listings have finally regained some of the lost confidence the U.S. has felt in the past few years. So now the question is: what moves should home owners be looking to make in order to get the most of the strengthening market?
HOME BUYING
Intermingled with all the positive surging market news, there are some grim facts buyers must face if they decide to plunge into the market. Inventory is tight. Bidding wars, although indicating a strong market, mean that the emotional investment in putting an offer in on a home is … (2 comments)

bozeman real estate: Home Love At First Sight - 04/02/13 11:35 AM
First, I have to just take a moment to explain the normal pattern of my blog writing. I come in (normally fresh) in the mornings, and while I make my coffee and set out the to-do list for the day, I scan the real estate news sources, the international market reports, and then the local interests. From these sources I glean what I find to be most valuable and try to synthesize and digest material and then put it out into the online world. Today’s inspiration broke that pattern. While at a listing taking photos (listing featured within this blog!), a … (1 comments)

bozeman real estate: Active Gallatin Valley Foreclosures Friday: 29 March 2013 - 03/29/13 09:21 AM

The following links are for the current FORECLOSED HOMESin the Gallatin Valley.  They are usually priced well and most do not stay on the market for long.  Take a look, find your favorite, then call to schedule your appointment to see them!
Bozeman Montana Foreclosures
Belgrade Montana Foreclosures
Manhattan Montana Foreclosures
Three Forks Montana Foreclosures
Big Sky Montana Foreclosures
Dillon/Madison County Foreclosures
 
These links are the SHORT SALE HOMES that are available presently.  If you do not know the details for purchasing a short sale home, please email, call or text and we can explain those for you!  We … (1 comments)

bozeman real estate: Smart Growth v. Past Growing Trends - 03/27/13 11:34 AM
The housing market we see emerging around us more and more is full of life and energy, but when you look deeper, it still bears the faded scars of the market collapse—and it seems consumers are learning from them.
People are actively choosing to control the real estate market. This is an emerging trend never seen before. People and their values are beginning to trump the allure of best deal mentality and this is driving force for the market.
Not visa versa (where the market prices i.e. cheapest supplies are controlling population movement). This break from longstanding traditional norms is the … (10 comments)

bozeman real estate: Energy Efficiency and Real Estate in Bozeman and Beyond - 03/22/13 02:59 PM
According to a study conducted by the University of South Carolina Center for Community Capital, borrowers with energy-efficient homes are significantly less likely do default. In fact, they are 32% less likely. The study looked at 71,000 homes and their corollary loans, neighborhood characteristics, and energy rating.
Borrowers with energy-efficient homes are significantly less likely to default, according to a study by the University of South Carolina Center for Community Capital.
Funded by the Institute for Market Transformation (IMT), the study found that default risks are on average 32 percent lower for borrowers with energy-efficient homes that met "Energy Star" guidelines.
… (1 comments)

bozeman real estate: Interviewing an Agent: Tips and Advice - 03/12/13 03:53 PM
 
 


Most agents all have one key trait: they are charismatic (and know they know how to work it).
That being said, there is a way potential clients can really check to make sure they are getting the best possible service from an agent—ask them the right questions and put them on the spot with the hard, meaty, and necessary questions.


Seniority Factor: How long have you been in business is an important questions but the exact time the agents tells you does not matter per say, but knowing they are seasoned is different than knowing … (3 comments)

bozeman real estate: Gallatin Valley Active Foreclosures and Short Sales: February 22, 2013 - 02/22/13 09:15 AM

Active Foreclosures in Bozeman, Belgrade, Manhattan, Dillon Three Forks, & Big Sky! Thursday, February 21, 2013
The following links are for the current FORECLOSED HOMESin the Gallatin Valley.  They are usually priced well and most do not stay on the market for long.  Take a look, find your favorite, then call to schedule your appointment to see them!
Bozeman Montana Foreclosures
Belgrade Montana Foreclosures
Manhattan Montana Foreclosures
Three Forks Montana Foreclosures
Dillon/Madison County Montana Foreclosures
 
These links are the SHORT SALE HOMES that are available presently.  If you do not know the details for purchasing a short sale home, … (0 comments)

bozeman real estate: Moving Cost Add Up: Looking At the Unexpected and Pricey Process - 02/19/13 03:01 PM
When the decision is made to move, the costs that initially come to mind are the biggies. The costs and decisions transitioning families face are endless. Here are a few of the not-so-obvious monetary stresses that may come with moving:
Auto Insurance: "When you move from a more rural market, less population, to a highly densely populated urban environment, you can see swings (in your car insurance rates) probably anywhere from 15 (percent) to 50 percent," says Dan Young, senior vice president of insurance relations for Carstar. Especially if you are moving out of state, the minimum liability requirements vary state-to-state. … (4 comments)

bozeman real estate: Finding The Right Real Estate Agent To Sell Your Home - 02/08/13 10:10 AM
 The ability to interview and evaluate real estate agents before clients entrust them with listing their home is one skill that some have naturally, but it is not something many clients even think about prior to entering a real estate office. Because of this industry wide norm, the most common questions asked are: You know them: How long have you been in the business? How many properties have you sold? What commission rate do you charge? (http://www.washingtonpost.com/blogs/where-we-live/post/finding-the-right-real-estate-agent-to-sell-your-home/2013/02/01/e00b094e-6bc7-11e2-8740-9b58f43c191a_blog.html)
 
The veil that is created by these questions are the core at what a client is looking for when they seek out … (0 comments)

bozeman real estate: 2013 Real Estate Mobile Opportunities - 01/22/13 03:57 PM
 Digital strategy building for 2013. There is a massive paradigm shift, that is one of my favorite descriptive analysis words as I am an international relations specialist, within real estate business structure that cannot go unnoticed in 2013. One way to reach out and expand to become a successful mobile marketer is by thinking what it is exactly to be a mobile consumer. Every agent and certainly every client using the mobile transfer of information uniquely but in a patterned and systematic way. Thanks to the useful blog I found at (http://www.inman.com/opinion/guest-perspective/2013/01/15/mobile-opportunities-in-2013-and-beyond), there is an easy way to organize mobile real … (1 comments)

bozeman real estate: Refinancing Checklist! Print This Out For an Easy Checklist to Follow - 01/16/13 09:22 AM
 
After making the decision that you want to refinance, there are a few things to do prior to moving on your decision. Take a look at you loan-to-value ratio and make sure it meets the minimum requirements your lender requires. If you do not meet this 80% or less LTV, you may qualify for some specialty government programs that can step in and help you to refinance.   Whichever route you end up going, start gathering the following documents:
Proof of income/employment: Proof of income/employment proves to the lender that you can handle new mortgage payments. Pay stubs from the last … (0 comments)

bozeman real estate: Top Real Estate Blogs Make It Your New Year’s Resolution To Learn MORE - 12/28/12 11:02 AM
 
This official list was put together in 2006 and since its creation; the sites have had over 100,000 visitors! Since this original post, only 10 of the original bloggers remain so I thought it would be fun to compile a new database of current, informative, and catchy real estate blogs.
HERE IS THE LIST (Updated) WHAT DO YOU THINK?
Commercial Real Estate Blogs Ashworth Partners Blog A Student of the Real Estate Game Llenrock Blog The Tenant Advisor
Corporate Blogs HomeGain Blog MemphisInvest Blog Zillow Blog
Green Real Estate Michelle Kaufmann
Housing / Economy / Data Calculated Risk Crains … (3 comments)

bozeman real estate: Credit Unions Increasing Role In Real Estate - 12/19/12 08:28 AM
 Borrowers who are looking to refinance are shifting more and more to credit unions instead of banks. This is a result of many colliding events notably an overall disillusionment of the work, honesty, and values of the big banks.
__________________________________________
“We’d be remiss if we didn’t give a shout-out to the major banks for being annoying to consumers and forcing people to seek out other alternatives,” says Bob Dorsa, the president of the American Credit Union Mortgage Association in Las Vegas. 
__________________________________________
Credit Unions are seeing this national trend and working fervently to foster an atmosphere that keeps the customers … (2 comments)

 
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Jenifer Lower (Owens)

Bozeman, MT

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Bozeman Montana Real Estate .net

Address: 2101 Durston Suite #4, Bozeman, MT, 59718

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