Please put me over the 100,000 mark! - 05/25/11 01:25 AM
I've been beating my brains trying to come up with a clever post for my 100,000 mark... I want to try to write an original way to say I have learned a ton, made several friends, learned a ton, got some laughs, learned a ton, etc.
But, getting anywhere in this business takes help, from your friends, co-workers, clients, agents on the other side of the transaction, lenders, title, banks, buyers/sellers etc.
I need help getting over 100k points! 
I'm a tad short, maybe if I get enough comments, you can help me break the BIG barrier.
Please lend me a … (29 comments)

Edward James Olmos to Join "Dexter" series cast! - 05/25/11 12:44 AM
I am a HUGE, HUGE, HUGE Dexter fan!!!!  Cant wait for season 6!

Edward James Olmos has signed on for season 6 of Showtime's "Dexter" as a guest star, the network announced on Tuesday. The actor, will play "a brilliant, charismatic professor of religious studies," according to Showtime's announcement.
Olmos joins a cast that will be filled with an impressive roster of guest stars, including the previously announced Colin Hanks and Mos (formerly Mos Def).
The sixth season of "Dexter" begins production on Wednesday in Los Angeles for premiere this fall.
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Agent Killings highlight the need for buddy system: - 05/22/11 04:22 PM
Agent killings highlight need for buddy system How criminals prey on common 'showing' habits By Tom Kelly
Inman News™
<!-- ShareThis -->Share This It's been 10 years and the case is still open.
No arrests have been made in the Seattle area's most infamous real estate murder that took the life of a respected agent representing the region's largest company. A recent killing in Iowa rekindled stark reminders of the incident and sparked a review of safety precautions by brokers everywhere.
On Jan. 5, 2001, the body of Michael Emert, 40, an agent with Windermere Real Estate since 1991, was discovered in a … (1 comments)

Foreclosure Filings Slow down in Western States! - 05/19/11 05:38 PM
 
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Freddie Mac Offers Incentives on REOs!!!! $1,200:) - 05/19/11 05:30 PM
 
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Call to Action: 20% down payment Puts the American Dream Out of Reach - 05/18/11 07:37 PM
 Could your clients afford a 20% down payment? Could you? Can you envision what your prospective client pool will look like if new regulations governing Qualified Residential Mortgages (QRM) take effect this year?
Neither can we. And neither can many elected officials in Congress who did not intend for these regulatory provisions to be so narrowly defined. We must continue our efforts to explain how detrimental the new QRM rules would be to the ongoing housing and lending crisis in America.
According to NAR Research, 60% of recent home buyers made less than a 20% down payment, and it would take … (1 comments)

Microsoft: One in 14 Downloads Is Malicious - 05/18/11 11:04 AM
The next time a website says to download new software to view a movie or fix a problem, think twice. There's a pretty good chance that the program is malicious.
In fact, about one out of every 14 programs downloaded by Windows users turns out to be malicious, Microsoft said Tuesday. And even though Microsoft has a feature in its Internet Explorer browser designed to steer users away from unknown and potentially untrustworthy software, about 5 percent of users ignore the warnings and download malicious Trojan horse programs anyway.
Five years ago, it was pretty easy for criminals to sneak their … (4 comments)

Housing options in Phoenix AZ - 05/16/11 09:25 PM
Plenty of options to call homeThe Phoenix area may be in the Southwest, but it offers a lot more than Southwest-flavored houses and neighborhoods.
While there are many neighborhoods featuring stucco homes with tile roofs, there are also historical houses with mature trees, homes from the post-World War II boom years, homes in desert areas and luxurious mansions.
One of the most exciting developments is the rise of hundreds of new condos in urban settings, particularly in downtown Phoenix, Scottsdale and near a man-made lake in downtown Tempe, home of Arizona State University. The downtown Phoenix and Tempe areas will be … (0 comments)

Housing types/styles in Phoenix AZ - 05/16/11 09:21 PM
 Resale homesLike everywhere else in the country, sales of existing homes have slowed, creating a large selection of about 53,500 homes from which to choose. Prices have been dropping.
 
Resale residences include homes on the edges of the Phoenix area that may be only a few years old, especially in Surprise, Maricopa and Queen Creek. While the commutes may be longer and the lots smaller, the prices are lower than in more central areas.
Homeowners associations are more commonly associated with newer homes.
Advantages to buying older homes include shorter commutes, larger lots and established neighborhoods. And some areas can … (0 comments)

Sell now or wait? Tips to ponder.... - 05/13/11 10:52 PM
Less-than-buoyant reports on home values are causing anxious nights for some homeowners who can't decide if they should sell now or wait a few years in hopes of a higher price.
"There are still lots of 'hold out' sellers. They're part of the shadow inventory of properties not yet on the market," says Karl Case, a senior fellow at Harvard University's Joint Center for Housing Studies, a think tank on real estate.
Case is very familiar with U.S. real-estate valuation trends. In fact, he's the co-creator of Standard & Poor's Case-Shiller housing indices, widely quoted measures of property values. But despite … (1 comments)

4 sites help buyers to calculate home mortgage affordability - 05/13/11 10:47 PM
 Several websites offer online calculators with a variety of features designed to help prospective homebuyers gauge monthly mortgage payments. Here are a few:

• Bankrate.com: www.bankrate.com /calculators/mortgages/mortgage- calculator.aspx. Offers calculators to gauge mortgage payment amounts and how much you can afford.
• Homefair.com: www.homefair.com/ tools/mortgage-affordability-calculator /index.asp. Establish the loan amount you can qualify for by income, savings and debt payments.
• Mortgage Calculators: www.mortgage -calculators.org/calculators/calculators .html. Features calculators for mortgage- related topics and personal-finance matters.

 • Interest.com: www.interest.com /content/calculators/. Offers calculators for a variety of borrowing scenarios.
Read more: http://www.azcentral.com/business/realestate/articles/2010/08/20/20100820-sites-help-buyers-calculate-home-mortgage-affordability.html#ixzz1MI6MEYVk
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Appraisers Coming in Low.... - 05/13/11 02:27 AM
The housing market, no matter where you live, is being effected by powers that we small people have no control over. Unless you've been living under a rock for the last 2 years, you've probably heard that appraisals have been coming in really low.
These low appraisals are disrupting the housing market. I'm not talking about an appraisal that comes in a little low and has evidence to back it up. I'm talking about appraisals that come in extremely low with the lowest possible comparables to back up the claims.
According to the Appraiser Law Blog, the FDIC, who has taken … (1 comments)

Appraisers Coming in Low.... - 05/13/11 02:22 AM
The housing market, no matter where you live, is being effected by powers that we small people have no control over. Unless you've been living under a rock for the last 2 years, you've probably heard that appraisals have been coming in really low.
These low appraisals are disrupting the housing market. I'm not talking about an appraisal that comes in a little low and has evidence to back it up. I'm talking about appraisals that come in extremely low with the lowest possible comparables to back up the claims.
According to the Appraiser Law Blog, the FDIC, who has taken … (2 comments)

Appraisers Coming in Low.... - 05/13/11 02:21 AM

The housing market, no matter where you live, is being effected by powers that we small people have no control over. Unless you've been living under a rock for the last 2 years, you've probably heard that appraisals have been coming in really low.
These low appraisals are disrupting the housing market. I'm not talking about an appraisal that comes in a little low and has evidence to back it up. I'm talking about appraisals that come in extremely low with the lowest possible comparables to back up the claims.
According to the Appraiser Law Blog, the FDIC, who has … (0 comments)

Federal Retreat on Bigger Loans Rattles Housing... Ugh..... - 05/12/11 10:12 AM
MONTEREY, Calif. - By summer's end, buyers and sellers in some of the country's most upscale housing markets are slated to lose one their biggest benefactors: the deep pockets of the federal government. In this seaside community of pricey homes, the dread of yet another housing shock is already spreading.
"We're looking at more price drops, more foreclosures," said Rick Del Pozzo, a loan broker. "This snowball that's been rolling downhill is going to pick up some speed."
For the last three years, federal agencies have backed new mortgages as large as $729,750 in desirable neighborhoods in high-cost states like California, … (0 comments)

NAR goes to Washington: On the agenda... - 05/12/11 09:42 AM
On the agenda this week as REALTORS® trek to Capitol Hill to meet with members of Congress: protecting the mortgage interest deduction, retaining a government guarantee for the secondary mortgage market, fixing the short-sale process, and ensuring that the qualified residential mortgage rule is inclusive of future home buyers. Says NAR First Vice President Gary Thomas in a video from this week's Midyear Legislative Meetings & Trade Expo, "A functioning real estate market can again lead this country out of recession."
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5,000 more points to go to the magical 100,000 - 05/12/11 12:28 AM
Wow, I cant believe I'm almost there!  Never thought I'd be this close!  I thought those 100,000 pointers were absolutely NUTS!  And who would have ever guessed that I actually would have learned a TON on information and made good friends and even helped me get new clients and close deals????
AND, its been fun!
To those of you that are just starting out... Hang in there, its worth every keystroke!
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Pending Home Sales Rise Again - 05/12/11 12:23 AM

RISMEDIA, April 29, 2011-March saw another increase in pending home sales, with contract activity rising unevenly in six of the past nine months, according to the National Association of Realtors®. The Pending Home Sales Index, a forward-looking indicator based on contract signings, rose 5.1 percent to 94.1 in March from a downwardly revised 89.5 in February. The index is 11.4 percent below 106.2 in March 2010; however, activity was at elevated levels in March and April of 2010 to meet the contract deadline for the home buyer tax credit.
The data reflects contracts but not closings, which normally occur with … (0 comments)

Mortgage rates at lows for year - 05/09/11 11:25 AM
 
Purchase-loan demand down 37% from a year ago By Inman NewsInman NewsTM
Mortgage rates dropped for the third week in a row to their lowest point this year on signs of economic weakness, Freddie Mac said in releasing the results of its latest Primary Mortgage Market Survey.
Rates on 30-year fixed-rate mortgages averaged 4.71 percent with an average 0.7 point for the week ending May 5, down from 4.78 percent last week and 5 percent a year ago.
The 30-year fixed-rate mortgage hit an all-time low in Freddie Mac records dating to 1971 of 4.17 percent during the week ending … (2 comments)

Pending Home Sales Rise! :) - 05/04/11 11:01 AM
RISMEDIA, April 29, 2011-March saw another increase in pending home sales, with contract activity rising unevenly in six of the past nine months, according to the National Association of Realtors®. The Pending Home Sales Index, a forward-looking indicator based on contract signings, rose 5.1 percent to 94.1 in March from a downwardly revised 89.5 in February. The index is 11.4 percent below 106.2 in March 2010; however, activity was at elevated levels in March and April of 2010 to meet the contract deadline for the home buyer tax credit.
The data reflects contracts but not closings, which normally occur with a … (1 comments)

South Tempe Arizona Horse Property for the Elite! - 05/03/11 01:52 AM
Price Reduction! Traditional Sale! Hurry, homes in this community at this price don't come up often. This amazing custom home sits on over 1/2 acre in the highly sought after Buena Vistas Equestrian area of South Tempe. Features large Formal Dining Room+Living Room w.shared fireplace, dual pane windows, granite counter tops,remodeled bathrooms, wet bar,skylights,cathedral ceiling,stone flooring+custom built Entertainment center+bookcase(big screen TV Conveys!:). The large+luxurious backyard has a large pool, 2 ramadas, a sun slab,covered patio,large corral w/auto waterer,+lots of room for play!  435k
 

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Multiple Offers! Taking offers till 7pm tonight. Chandler AZ home. - 05/01/11 03:44 PM
4 4 bedrooms PLUS Den or Office! Lot is .46 Acres! 20 by 40 Diving Pool with built in Jacuzzi, huge lot premium on this lot! Original owners. Bedrooms upstairs and down (full bath downstairs). Large Pantry. Great Location in this popular subdivision, Lots like these (huge) are very rare. This is a traditional sale at this price, but ANY concessions or lower price will make it a short sale. Large Den or Home Office, Large Pantry. Master is upstairs with private balcony, master bath has separate tub/shower and Dual Sinks. Kitchen has a dual oven, convection gas oven! Tankless water … (1 comments)

 
Curt_107

Curt Baumgarth CDPE Realtor Serving the Valley of the Sun. 480 266 9796

Mesa, AZ

More about me…

Century 21 All Stars

Address: 430 W Warner Rd #122, Tempe, az, 85284

Office Phone: (480) 831-2221

Cell Phone: (480) 266-9796

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