wimortgagecom: Appleton WI Refinance Success Story: Keith and Mary
- 12/05/12 03:06 AM
Keith and Mary L. purchased their home in 2008 with an FHA Mortgage Loan.They felt extremely lucky to get a home that they loved in a great neighborhood at a price that was within their budget.Keith and Mary noticed that FHA Mortgage rates had been at record low and wondered if now was the time to refinance the FHA mortgage on their home. Many people were concerned about property values.Keith and Mary were no different.They said they were using property value websites to try and research what the value of their home would likely be.They were shocked to see that the … (0 comments)
wimortgagecom: Madison Wisconsin FHA Loan Limit changes for 2012:
- 01/02/12 12:51 AM
The Madison Wisconsin FHA loan limit for the FY2012 will be $293,750. The Madison Wisconsin FHA loan limit did not change from FY2011. I have included a small summary of larger Wisconsin FHA loan limits. Please see below. These are the Wisconsin FHA loan limits: As you can see most common Wisconsin FHA Loan Limit is $271,050. The loan limit rises if you purchase an owner-occupied property with multi-units up to four. Call me at 920-623-9242 or email me at fpabon@wi-mortgage.com for more information.
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wimortgagecom: Green Bay Wisconsin FHA Loan Limit changes for FY2012:
- 01/01/12 01:40 PM
Green Bay Wisconsin FHA Loan Limit changes for FY2012: The Green Bay Wisconsin FHA loan limit for the FY2012 will be $271,050. That includes Oconto, Brown, and Kewaunee county parts of the city. The Green Bay Wisconsin FHA loan limit did not change from FY2011. I have included a small summary of larger Wisconsin FHA loan limits. Please see below. These are the Wisconsin FHA loan limits: As you can see most common Wisconsin FHA Loan Limit is $271,050. The loan limit rises if you purchase an owner-occupied property with multi-units up to four. Call me at 920-623-9242 or email me … (0 comments)
wimortgagecom: Appleton Wisconsin FHA loan limits update:
- 12/30/11 04:21 AM
The Appleton Wisconsin FHA loan limit for the FY2012 will be $271,050. That includes both Outagamie and Calumet county parts of the city. The Appleton Wisconsin FHA loan limit did not change from FY2011. I have included a small summary of larger Wisconsin FHA loan limits. Please see below. These are the Wisconsin FHA loan limits: As you can see most common Wisconsin FHA Loan Limit is $271,050. The loan limit rises if you purchase an owner-occupied property with multi-units up to four. Call me at 920-623-9242 or email me at fpabon@wi-mortgage.com for more information. … (0 comments)
wimortgagecom: Appleton Wisconsin Mortgage Success Story: Heather
- 12/29/11 02:05 AM
Heather is a recently divorced woman with two teenaged children. After the divorce, she determined it was time to refinance her Appleton mortgage. Her credit was slightly challenged with a few accounts with late payments but generally paid her bills. She recently changed jobs as well but maintained the same position at a new company making more money. Heather's current Appleton mortgage has a balance of $150,000 at a rate of 6.75%. With Appleton mortgage interest rates at record lows, the time to secure this mortgage was now! We quickly detemined that her goal was to reduce her monthly payment and provide … (0 comments)
Neil currently owns a beautiful duplex in Appleton, WI. Neil has a great job and also has a small start-up business. Neil has a 7.29% 30 yr fixed mortgage and his taxes and insurance are not escrowed.
Neil’s goal was to get a great Appleton WI mortgage, save money, and to escrow the taxes and insurance!
WI-Mortgage.com and our Appleton WI Refinance clients were able to get this loan closed. We were able to lower Neil’s first mortgage into a very low rate on a 15 year mortgage. His payment was … (0 comments)
wimortgagecom: What are today’s Wisconsin FHA credit guidelines?
- 08/17/11 02:46 AM
It seems like lending rules are changing daily. What are today’s Wisconsin FHA credit guidelines? Here is a brief breakdown. All loans are credit score driven but Wisconsin FHA credit guidelines are not as stringent as a conventional loan. Wisconsin FHA underwriters focus primarily on credit over the last 24 months. Wisconsin FHA underwriters will look at credit to establish an ability to pay. FHA underwriters use common sense in the way they approach your loan and want to make sure there is a benefit for you and your family. Today 640 is the typical minimum credit score used … (0 comments)
wimortgagecom: Has your Appleton WI loan taken too long to close?????
- 08/16/11 05:00 AM
Has your Appleton WI refinance or AppletonWI purchase taken forever to close? Has your loan officer given you advice on how to shorten the Appleton WI mortgage process? I bet you he or she has not! Here are six things you must do while your loan is in process: 1. Continue to make all payments to credit cards, installment loans, consumer debts, and most importantly your mortgage. 2. Do not add additional debt to credit cards or make any major purchases. A new credit report will be pulled prior to closing your loan. New debt may cause an increase in debt … (0 comments)
wimortgagecom: Janesville Wisconsin Mortgage Refinance Story – Daniel
- 08/06/11 01:57 AM
Janesville Wisconsin Mortgage Refinance Story – Daniel Daniel is a single man that owns a duplex and called WI-Mortgage.com for his Janesville Wisconsin Mortgage Refinance. Daniel was interested in finding out what his options were for both reducing his monthly payments and shortening his term on his Janesville Wisconsin Mortgage. Daniel’s credit profile and income were acceptable for refinancing his Janesville Wisconsin Mortgage, however his property was unique in that there were not many recent comparable sales of duplexes in his immediate area. He had been denied at a few other banks prior to contacting WI-Mortgage.com for his Janesville Wisconsin Mortgage. … (0 comments)
wimortgagecom: What Do I Need To Know As An Appleton Wisconsin First Time Home Buyer?
- 08/03/11 06:02 AM
It is vitally important that all home buyers are prepared for their Appleton Wisconsin home purchase. Following is the necessary steps to help prepare you for your Appleton Wisconsin home purchase and buying opportunities. You can also request a copy of our Appleton Wisconsin First Time Home Buyers Handbook on our website at www.wi-mortgage.com.
First when you are preparing for your Appleton Wisconsin home purchase, you will have to decide what you are able to afford. It has been determined that an Appleton Wisconsin home buyer can afford a home price equal in value to about double your annual income. … (0 comments)
wimortgagecom: Appleton Wisconsin Refinance Story: Bill and Jenny
- 08/02/11 02:47 AM
Bill and Jenny is a recently married couple looking for an Appleton Wisconsin refinance. Bill was previously married and was awarded the home in the divorce settlement. Although he was awarded the home, he had yet to pay his former wife the proceeds she was awarded. His interest rate was at 6.5% and had been paying that mortgage for a little over 5 years.
The goal for Bill and Jenny was determined to be to pay off the former wife the $15,000 she was entitled to and to take her off the title. In addition, Bill and Jenny wanted … (0 comments)
wimortgagecom: Green Bay Wisconsin Refinance Story: Kaley
- 08/01/11 03:55 AM
Kaley is a recently divorced woman looking for a Green Bay Wisconsin refinance. Kaley was divorced about 2 months ago and was awarded the home in the divorce settlement provided she pays her husband his share of the equity in the home. Kaley just wanted to move past the divorce and get this transaction done as quickly as possible. They had been married for about 15 years and had never refinanced since they purchased the home. The current interest rate was at 7.5% and had built enough equity to provide the $20,000 to the ex husband.
Kaley’s goals were easy … (0 comments)
wimortgagecom: Appleton Wisconsin Refinance Story: Hank
- 07/28/11 02:55 AM
Hank, a recently divorced gentleman from Appleton,WI, needed to pay his ex-wife a divorce settlement of $30,000 fast! He was required to pay off this debt within 30 days and Hank waited until the last moment to start the process. Hank currently had a 7.5%, 30 year Wisconsin mortgage and had 15 years remaining. The goal was clear! Hank needed to close this chapter in his life and start over. The major hurdle was communicating with two sets of attorneys, Mark, and his ex-wife. It took about a week, many phone calls, and countless emails to complete transaction. WI-Mortgage.com was able … (1 comments)
wimortgagecom: Green Bay Wisconsin Refinance Story: Denny and Sally
- 07/27/11 03:33 AM
Denny and Sally, a lovely couple, wanted to save money! Denny and Sally have two young children and own a very nice home inGreen Bay,Wisconsin. Denny and Sally had several medical collections on their credit report and that was bringing their scores down tremendously. Denny and Sally also currently have a high interest rate and were behind on their real estate taxes. The goal for Denny and Sally was to get a great Green Bay Wisconsin mortgage, save money, and to escrow their taxes and insurance! With a little coaching, Denny and Sally were able to pay a few key medical … (0 comments)
wimortgagecom: Madison Wisconsin Refinance Story: Mark and Kate
- 07/26/11 05:52 AM
Mark, a married man from Madison,Wisconsin, wanted to save money! Mark is married to Kate and they have a beautiful lakeside home in Madison,Wisconsin. Mark pays child support and also owns has a condominium in Milwaukee,Wisconsin. Kate had a bankruptcy due to a previous marriage and has perfect payment history on her credit report since the bankruptcy was discharged. Mark’s current loan has an interest only payment and has paid perfectly on his mortgage for four years. The problem is that his interest rate is at seven percent (7%) and has not paid one cent down on his mortgage. WI-Mortgage.com established … (0 comments)
wimortgagecom: Hard work and determination matter!!!!!!
- 06/15/11 08:13 AM
You can still purchase a Wisconsin home today with average credit but it takes hard work and determination. I am writing this post to share a story about a client's journey through the Wisconsin homebuyer's process. My clients Reggie and Elizabeth, are married with 4 children, make a reasonable amount, have several credit issues and wanted to purchase a home. Reggie and Elizabeth long time goal was to give their children a place they could call home. Reggie and Elizabeth called me about six months prior to the closing to begin the process. This is IMPORTANT. Reggie and Elizabeth knew they … (0 comments)
wimortgagecom: WI-Mortgage.com Wisconsin Refinance Story: Xavier and Maria
- 06/01/11 07:47 AM
WI-Mortgage.com recently helped a young couple from Madison, Wisconsin. Xavier and Maria needed to save some money quickly. Expecting their first child within the next few months, they wanted to save some money to make life easier for them. They have their current first and second mortgages at their local bank at the high interest rates of 7% on the first mortgage and 9% on the second mortgage.
They identified their goals as:
Consolidate their two mortgages into one mortgage Lower their interest rate on both loans Lower their monthly payment Xavier and Maria were able to consolidate … (1 comments)
My name is Frank Pabon, Senior Mortgage Consultant with Hartford Financial Services, Inc. I have been a licensed loan originator for over ten years; and helped thousands of Wisconsin homeowners reduce debt and getting first-time home buyers in their DREAM HOME.
I will share my client's REAL-LIFE success stories and also shed some light on how to navigate through this mortgage jungle.
I hope you find my blog informative and entertaining.
Keith and Mary L. purchased their home in 2008 with an FHA Mortgage Loan.They felt extremely lucky to get a home that they loved in a great neighborhood at a price that was within their budget.Keith and Mary noticed that FHA Mortgage rates had been at record low and wondered if now was the time to refinance the FHA mortgage on their home.
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