Are You A Robot, Or Do You Shut Off Your Cell Phone Off at Night? - 11/30/09 07:11 PM
It was around 5:00 and I was talking on the phone to another real estate agent. She had some questions about one of my listings. She said she might call me back later if she thought of anything else. I said “I’ll talk to you in the morning. I turn my cell phone off at 5:30.”
“What!?” she replied, “How can you do that? I leave my phone on all night! I’ve had buyers call me at 11:30 p.m. I wish I could turn my phone off!”
I told her, “You teach others how to treat you. If … (143 comments)
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PHH/Coldwell Banker Mortgage Approves Destin Short Sale - But Not In Timely Manner - 11/29/09 10:59 AM
This Destin Florida home on 90 Legion Park Loop was just approved for short sale by PHH, who services Coldwell Banker Mortgage. Mortgage Balance: $400,000 apprSale Price: $185,000 apprFaxed short sale package: September 29 (final contract) AND April 24 (initial contract)Received Approval: November 19Time for Approval: Almost SEVEN months **
**Notes: Original short sale contract (buyer walked) was submitted on April 24. PHH/Coldwell Banker Mortgage never finalized approval on that submission. Thus, the second contract faxed on September 29 was just a continuation of the initial process. For several months, PHH would rarely return my phone calls, emails or have any information as to status of this file. This Destin … (8 comments)
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This Is The Short Sale Department, How May I Help You? - 11/28/09 11:09 AM
Ring ring ring ring. Thank you for calling Short Sale. For priority service, please enter your 10-digit account number followed by the pound sign.88302720572#Please enter the last four digits of your social security number followed by the pound sign.4306#That number is not found. One moment please."Hello. This is Loss Mitigation, what is your account number?"88302720572"Thank you, and your name?"Wendy Rulnick, listing broker - authorized."Let me find your authorization... OK, I have it. The borrower's name?"Joe Miles III"Mailing address?"12 Kemp Court, Onedon, IL 34003"Thank you. We have on file a home telephone of 307-368-7110."I don't have that number."We also have 307-993-0204. … (15 comments)
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Wells Fargo Approves Short Sale Near Rosemary Beach Florida- In Eight Days! - 11/24/09 05:51 PM
This corner lot in Riviera Beach, Panama City Beach, Florida was just approved for short sale. This property is near Rosemary Beach Florida..Lender: Wells FargoMortgage Balance: $275,000 apprSale Price: $50,000 apprFaxed short sale package: November 16Received Approval: November 24
Approval Time: 8 daysPromissory Note: NoneCash Contribution: None
Sales Factors: Complete short sale package, realistic offer price, legitimate hardship, serious buyer.If you need to sell your home as a short sale in Seaside, Seagrove Beach, Watercolor or Rosemary Beach, Florida, it is best to hire an experienced short sale agent.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Seagrove Beach Real Estate
Seagrove Beach, Seaside, Watercolor Short Sales & … (10 comments)
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Aurora Loan Services Approves Seagrove Beach Short Sale in Amazing 84 Days - 11/21/09 07:23 AM
This unusual duplex in Seagrove Beach, Florida, adjacent to Seaside, was just approved for short sale. This property is less than one block to the Gulf of Mexico.Lender: Aurora Loan ServicesMortgage Balance: $875,000 apprSale Price: $325,000 apprApproval Time: 84 DaysNote: This quick approval for an Aurora Loan Services short sale was amazingly fast.If you need to sell your home as a short sale in Seaside, Seagrove Beach, Watercolor or Rosemary Beach, Florida, it is best to hire an experienced short sale agent.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Seagrove Beach Real Estate
Seagrove Beach, Seaside, Watercolor Short Sales & Pre Foreclosure Help.
Read Short Sale Blog
… (9 comments)
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Sunrise Beach Condo #704, Panama City Beach Florida - Short Sale - 11/20/09 03:50 PM
This view comes with a great Sunrise Beach condo in Panama City Beach Florida! This short sale condo is located about one mile from the exciting new Pier Park shopping. Right on the beach, this 2 bedroom unit with bunk is a quick jaunt to Sharkey's Tiki Bar and Grill. Granite countertops finish off the well equipped kitchen. The master suite is gulf front and offers double closets, double vanities and a garden tub. If you are looking for the perfect Sunrise Beach short sale condo in Panama City Beach, this is for you!Offered at $284,700
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, … (12 comments)
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2389 Hemlock Drive, Holley by the Sea, Navarre, Florida - Short Sale - 11/20/09 03:27 PM
2389 Hemlock Drive is in Holley by the Sea, Navarre, Florida. Beautiful home with upgrades! Newer appliances, granite counters. Tiled kitchen, baths. Vaulted living area with accent columns adding drama to open floorplan. Large lot with roaming deer (see photo!!) Holley-by-the-Sea offers a world of amenities, bay access, pool, more.
This Navarre Florida short sale home is offered at $149,900.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Navarre Florida Real Estate
Navarre Short Sales & Pre Foreclosure Help.
Read Short Sale Estate Blog
Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204
Email Wendy to sell … (4 comments)
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6444 Starfish Cove, Lighthouse Point, Navarre, FL 32566 - Short Sale - 11/20/09 03:11 PM
6444 Starfish Cove is in Lighthouse Point in Navarre Florida. Cozy cottage with a nice back yard. This Navarre home has an unique floor plan that works!! Floorplan makes good use of all space! Rooms feel large! 3 bedrooms and 2 baths or the 3rd bedroom could be used as an office with double doors off the living room. Navarre short sale with excellent commute to Hurlburt Field! This Navarre Florida home is offered at $129,900.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Navarre Florida Real Estate
Navarre Short Sales & Pre Foreclosure Help.
Read … (5 comments)
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Florida Homeowners Facing Foreclosure - Attorney General is Calling Out Lenders! - 11/18/09 06:36 PM
The Florida Attorney General, Bill McCollum, who is also running for Florida governor, is now getting involved in the abysmal mortgage crisis in Florida. I can recount story after story of fearful homeowners who have told me their lenders would do nothing to help them save their homes. These borrowers cannot crack through the mortgage system for any intelligent discussion and solution to their personal mortgage crisis .
Apparently, Attorney General McCollum has heard the same cries. Yesterday he issued a press release and copy of letters he sent to the major mortgage servicers.
McCollum cites poor treatment and no assistance … (12 comments)
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7239 Majestic Blvd., Hidden Bay Village, Navarre Florida - Short Sale - 11/18/09 08:09 AM
Your Hidden Bay Village Townhouse, 7239 Majestic Boulevard, with deeded boat slip, is located in a waterfront community on East Bay. This Navarre Florida short sale home has an open floor plan. with dramatic kitchen, dining and living areas. Cathedral ceilings in the Master bedroom and in an additional bedroom, the Master also has a balcony. Community pool, dock add to your enjoyment! 4 bedrooms, 3 full baths. Hidden Bay in Navarre is a quick commute to Hurlburt Field and the Gulf of Mexico.Offered at $147,900
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Navarre Florida Real Estate
Navarre … (3 comments)
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www.ShortSaleSuperStars.com. 551 Professionals waiting to help you. - 11/17/09 05:47 PM
If you are a Top Short Sale agent in the United States (or want to be), join us!
Via Bryant Tutas-Tutas Towne Realty, Inc:
Hi folks. What a week we have had!! The revamping of www.ShortSaleSuperStars.com seems to have gone over very well. Thank you for all of your positive comments on the new look. Would you believe that in the last week we have had 785 absolute unique visitors? And we had 11,569 page views!!!
40 new members this week brings our total to 533. What else can I say? The growth of the network this week has … (2 comments)
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1160 Blackberry Circle, Countrywood Estates, Baker Florida - Crestview Short Sale - 11/17/09 08:31 AM
Dramatic and private - this is your home in Baker Florida, in the Countrywood Estates. Stately setting on one acre lot in a lovely subdivision situated in nature. Spacious open split floor plan, inviting family area and a private master suite. The kitchen is well equipped with an island and a breakfast bar. Enjoy BBQ on the patio with the cool evening shade of the trees. Baker is part of the Crestview Florida area, and this short sale home only about 30 minutes to Eglin AFB. This Crestview short sale home is offered at $189,900.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, … (6 comments)
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How Will You Achieve Your Goals, If You Don't Believe Them? - 11/16/09 06:11 PM
I was talking with an agent, “Janice” today, and asked if she planned on closing at least two sales a month in 2010. I could tell by the look on her face the answer was no. She could not even imagine that much in sales. She tried to notch up the optimism and said, “I should plan on it, I know….”.
Well, guess what? If you don’t plan on making a certain number of sales-- if that number is not even in your realm of possibility-- then what are your chances? Will someone who never pictures himself in a new home … (8 comments)
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Don't Get Caught in the Latest Real Estate Scam - 11/14/09 10:26 AM
Normally, we all recognize scam emails trying to swindle money. Typically, these mass emails claim to be foreign heads-of-state who want to deposit millions of dollars in YOUR bank account. We hit the "delete" button and forget about them. Well, my office was recently targeted for a more sophisticated real estate scam. In this case, it was not just a mass email. The culprit, "Dr. Chang Wong" filled out a detailed property search form that gave us pause:NameAddress: Dr. Chang Wong
Banshan County, Gongshu Dct, Hangzhou Zhejiang 310022
PriceRange: $500,000.00USD to $900,000.00USD
Comments: Dear Sir/Madam,
I am Dr. Chang Wong … (19 comments)
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Build Your New Home in Santa Rosa Beach Florida - 11/12/09 04:18 PM
Do you own a lot on the Emerald Coast of Florida? Have you been thinking for years about building? And you thought it was too expensive? Think again! New construction does not have to be expensive. You can still get the high quality you deserve! Stephen Ingram Custom Building has a vast array of cottage plans starting at $128,500 that he can build on your Santa Rosa Beach, Destin, Freeport or Niceville lot.
Or you can have your plan designed for you... even if your idea starts on a napkin!
All plans includes:
If you have always dreamed of … (3 comments)
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109 Capri Cove E., Bluewater Bay, Niceville Florida New Home For Sale - 11/11/09 03:34 PM
Live the life in Bluewater Bay! You can build this new Felix Beukenkamp home in Niceville Florida with your own touches! Generous 2153 square feet layout combines the privacy of a split floor plan with open living areas for great entertaining. Spacious great room and formal and informal dining areas. 10' and trayed ceilings, crown molding, Granite kitchen counters and stainless steel appliances. Gas fireplace. Sprinkler system. Beautiful wooded, buffered lot to enjoy from covered porch to rear. This Bluewater Bay home is close to tennis, golf, marina!
Felix Beukenkamp Builder uses "Green Building" practices for improved indoor air quality, hurricane mitigation, … (7 comments)
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Rulnick Realty Welcomes You & The Holidays, Destin Florida, Open House - 11/10/09 09:22 AM
Welcome the Holidays!
Join us at Rulnick Realty Destin Florida
Wednesday, November 11, 12:00 noon
Open House, Pot-Luck Luncheon!So far on the menu, we have ham, turkey, rolls, wine, beer, soda, turnips, carrots, broccoli casserole, bread pudding, green bean casserole, sweets, pie, pasta salad, sweet potatoes and more... To our buyers, sellers, Emerald Coast Realtor friends, Facebook friends, vendors, business neighbors at Miramar Plaza and ALL OUR FRIENDS!
Bring a dish and join us for some merriment! Address: 12889 Emerald Coast Pkwy. Ste 107-A, Destin, Florida 32550We are 2.5 miles east of Destin Commons and the Mid-Bay Bridge, on the south side … (13 comments)
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Bungalos at Sandestin, Approved for Short Sale in Destin Florida - 11/09/09 05:12 PM
This beautiful Bungalos at Sandestin home was just approved for short sale. Sandestin is a subdivision in Destin, Florida in Walton County. The home is scheduled to close within 30 days.Lender: Bank of America, junior and senior liensHardship: Death of borrower partnerMortgage Balance: $405,000Sale Price: $310,000 approximatelyApproval Time: 105 DaysIf you need to sell your home as a short sale in Destin or Sandestin, Florida, it is best to hire an experienced short sale agent.
It's Wendy!
Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.
Destin FL Real Estate
Destin and Sandestin Short Sales & Pre Foreclosure Help.
Read Destin Real Estate Blog
Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 … (9 comments)
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42 Talon Way, Eagle Bay, Santa Rosa Beach, Florida - Short Sale - 11/07/09 10:00 AM
Bright, happy home at 42 Talon Way is a short sale located in quiet subdivision of Eagle Bay, in Santa Rosa Beach Florida. Wonderful outside spaces include front porch, patio and large balcony off master bedroom. Elegant landscaping with palm trees, brick pavered driveway. Impressive entry looking up to second floor. Ample great room with fireplace. Kitchen has granite counters and breakfast bar. This Santa Rosa Beach short sale home is near the local's favorite, "Love Shack" restaurant with pool membership available. 10 minute drive to Grand Boulevard, Baytowne Wharf. 15 minutes to the beach, Destin Commons! Built in 2007, over … (6 comments)
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PHH Competes for Top Spot in Yearly "Worst Short Sale Lenders" List - 11/05/09 03:59 PM
PHH Mortgage is vying for Top Spot in my yearly list- "10 Worst Short Sale Lenders". PHH is a servicer of mortgages for companies such as Merrill Lynch Credit Corporation, Provident Bank, UMB, Bank Atlantic, Banco Popular, etc. Their poor service prompted today's email to the negotiator for a Niceville Florida short sale:
To: john.negotiator@mortgagefamily.comCc: terence.edwards@phhmail.comSubject: Short Sale - 0022940Importance: High
Hello Mr. Negotiator,
I am following up on VA Borrower, John Doe, short sale 0022940…. I was told you are now assigned to this file.
This short sale has been in process for 8 months.
… (12 comments)
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Short Sale Agents Needed!! Short Sale Superstars Site - Phenomenal Growth! - 11/03/09 06:05 PM
Bryant Tutas and I invite you to join us on www.ShortSaleSuperstars.com site. It is fast becoming the most talked-about resource for short sale agents all over the U.S.A. Learn, know and grow!
Via Bryant Tutas-Tutas Towne Realty, Inc:
That's right folks....www.ShortSaleSuperStars.com has 466 members as I write this post. Most are Short Sale Agents. Wendy Rulnick and I want to hit 500 members before Sunday. If you haven't joined yet please do. It's FREE!
466 Short Sale pros can't be wrong. There must be something to this www.ShortSaleSuperStars.com site.
Did you know we have agents, attorneys, negotiators, investors … (5 comments)
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East Pass II, Holiday Isle, Destin Florida Condo - Destin Short Sale - 11/03/09 08:03 AM
This East Pass Towers II condo on Holiday Isle in Destin Florida is a stunner! You will have great views of both Destin harbor and the pass from two unique balconies! Upgrades galore including a spectacular kitchen for the gourmet - miles of granite counters for buffet line, baking or Top Chefing. All new appliances 2006, custom designed Kohler sink. Wetbar with bowl sink, silver leaf backsplash, silver leaf ice maker. Bamboo-look columns and bamboo floors (2006), designer lighting, pulls, faux paint add drama. Private master suite. Secondary bedrooms have separate doors to balcony. Tons of storage, pantry, shelving makes this Destin short … (7 comments)
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