folsom ca report first time home buyers ca sacramento johnhayes remax gold homes realestate ca: What happens when the Fed moves rates? - 10/31/08 10:48 AM
What happens when the Fed moves rates?
Consumers are often confused when it comes to the subject of the Federal Reserve and how it affects mortgage interest rates. Often the media is the culprit causing the confusion.  In the last few years, the Fed has taken action that caused mortgage interest rates to move in a direction other than what consumers expected, because the media provided weak reporting on the subject.
The Federal Reserve movements affect short-term interest rates: the Fed Funds rate, and the Fed Discount Rate (overnight lending rate).  These rates in turn have a direct impact on the … (0 comments)

folsom ca report first time home buyers ca sacramento johnhayes remax gold homes realestate ca: First Time Home Buyers.. CalPERS program highlights. - 09/04/08 05:36 PM
Here are some bullet points on the CalPERS program. Let me know if you need to get qualified or need to see some properties.
Exclusively for active or inactive members of the CalPERS retirement system, Judges' Retirement System (JRS) or Legislators' Retirement System (LRS) 30, 60, and 90 day lock options 60 and 90 day locks feature two NO COST float down opportunities Down Payment and Closing Cost Assistance possible Available for Purchase, Rate and Term and Cash-Out Refinances Controlled Closing Costs Maximum Origination 1.25 points Maximum Lender Fee $350 Conforming Fixed and FHA available Non-Conforming Fixed available to 4 times … (0 comments)

folsom ca report first time home buyers ca sacramento johnhayes remax gold homes realestate ca: Sacramento Home Buyers You Need To Get A Home Inspection.. - 08/31/08 03:26 AM
What is a home inspection?A home inspection is a visual inspection of the structure and components of a home to find items that are not performing correctly or items that are unsafe. If a problem or a symptom of a problem is found the home inspector will include a description of the problem in a written report and may recommend further evaluation.
Why is a home inspection important?                                                                                                                     Home Buyers: Emotion often affects the buyer and makes it hard to imagine any problems with their new home. A buyer needs a home inspection to find out all the problems possible with … (0 comments)

folsom ca report first time home buyers ca sacramento johnhayes remax gold homes realestate ca: Great First Time Home Buyers Program: - 08/16/08 03:49 AM
Great First Time Home Buyers Program:


*First and Most important thing to do is find a lender and get a Loan application(1003) filled out.*Get Qualified first! This way you know what price of home to search for. You can save a lot of time and headache.*Right Now is a GREAT time to buy a home!  Rates are low and lots of great programs available. One Great Program is. F.H.ABenefits of F.H.A* More flexible credit review* Seller may pay up to 6% toward closing cost and prepaid.* Non-occupying co-borrowers-Borrower does NOT have to meet separate ratio guidelines.* Common since approach toward … (0 comments)

 
John Hayes, Folsom,El Dorado Hills, Shingle Springs, CP (RE/MAX Gold Folsom)

John Hayes

Folsom,El Dorado Hills, Shingle Springs, CP

Folsom, CA

More about me…

RE/MAX Gold Folsom

Address: 2340 E. Bidwell Street, Folsom, Ca, 95630

Office: (530) 306-3316

Mobile: (530) 306-3316

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