escrow: Retrain Your Brain
- 03/21/11 06:20 AM
Retrain Your Brain A friend of mine recently went through hip replacement surgery. I remember my surprise at hearing the news because he is relatively young and in good shape. However, the joint had worn to the point where he had begun to walk with a visible limp, and over the past few months, even started to use a crutch. He went through the surgery and, thanks to the skill of a modern-day surgeon, was quickly up and around on his new hip. Yet, for weeks after the surgery, even a month or two, his limp remained the same. Then, to … (3 comments)
escrow: What's Escrow? Heard That Before?
- 11/24/10 06:36 AM
If you've ever made an informal bet with a friend, you may have asked a third person to hold the money until the wager was resolved. When you take out a mortgage to buy a home, you're doing something similar by opening an escrow account. How it works When you put money in escrow it is held by a neutral third party (called an escrow agent) who works for both the lender and the borrower. The agent's role is to carry out the instructions agreed upon by both parties. The money is released when all the terms of the agreement … (0 comments)
In order to provide extraordinary customer service to you and your clients, the following information is to help create a smooth transaction and what is needed to proceed with closing. Signatures: Contract has all signatures in place - Seller, Buyer and both Agents: Earnest Money is Cashed! We can only hold checks for 3 business days! Personal Checks are accepted - not to exceed an amount of $1,500: Typically closing costs exceed $1,500 and therefore a cashier's check or wire transfer will need to be obtained … (2 comments)
It's Your Choice Most buyers don´t know that you can choose which title company handles your purchase. Often your realtor makes the selection for you, but you should know that not all title companies are the same, and which one you choose can make a difference in your purchase. Title Officers, Searches & Insurance The title company plays several roles in the home buying process. Title officers: Supervise the Closing/Settlement Process: As a neutral party, the title company manages the documents and funds that change hands as part of the … (0 comments)
escrow: First American Title Clear Lake Texas- Houston Title Companies in Texas
- 06/11/09 01:21 AM
First American Title Clear Lake Texas The Clear Lake office is one of First American's oldest & strongest branches. We are located in the heart of Clear Lake on El Camino Real between Bay Area Blvd and NASA Parkway in the Oynx One Buliding. Our recently remodeled office includes a coffee bar and movie room. The escrow & sales staff is equipped to serve Realtors, Builders, and Lenders in many ways. Whether it's raw land, new construction, residential resale, or refinance transactions, we have the technology, resources, and experince to make any closing smooth. We strive to build relationships with … (0 comments)
What is a Title Commitment? A title commitment is First American Title Company's commitment to issue a title insurance policy to you and/or your lender. The Title Commitment contains the terms and conditions upon which we will issue our policy. What is a Title Policy? There are two kinds of policies. An Owner's Title Policy is our guarantee that we will either defend you in a lawsuit or indemnify you for any loss you may encounter as a result of a title defect. The Mortgagee's Title Policy, required by your Lender, protects … (3 comments)
escrow: Presentations That Move Right to the Sale-Move Into the Supporting Details
- 05/21/09 01:42 AM
Presentations That Move Right to the Sale Move Into the Supporting Details A simple phrase takes you and your customer into the body of your presentation. You: "Let's begin with... " or "The first thing we'll look at is... " kheinrich@firstam.com www.fatcohouston.com
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escrow: First American Title in Clear Lake is seeing the rush of refi's
- 05/12/09 02:00 AM
First American Title in Clear Lake is seeing the rush of refi's First American Title in Clear Lake Texas is seeing a rush with homeowners eager to lower their interest rate and mortgage payments. The Mortgage Bankers Association said Wednesday that mortgage-refinance applications rose to almost triple their level a year ago. The average contract interest rate for 30-year, fixed-rate mortgages stood at 4.73%, down from more than 6% a year earlier. About 80% of all mortgage applications are for refinancing. If your a Loan Officer in The Clear Lake, Friendswood, League City, Kemah, and the rest of the Bay Area First American Title … (0 comments)
escrow: "Holding on to anger is like grasping a hot coal while blaming our misery on the person who started the fire."
- 04/20/09 01:44 AM
"Holding on to anger is like grasping a hot coal while blaming our misery on the person who started the fire." by - Bill Crawford I have chosen this bit of prose as this week's selection because of its insight into the advisability of holding on to anger. Of course, there are very few who would say that harboring feelings of anger for any length of time is a good idea. However, I feel certain that most people would acknowledge that this tendency to hold on to resentment and frustration or run the images of being "wronged" over and over in … (2 comments)
escrow: Need Help Creating a Database?
- 04/17/09 07:43 AM
Our goal, like yours, is to create a referral database. Do you send out quarterly newsletters? This is a great way to keep in contact with your past clients. Have you thought about sending postcards out to select apartment complexes? The First Time Homebuyer Tax Credit is a great way to let those potential Buyers know that they can get back up to $8,000.00 if they purchase a home by December 1st. First American Title Company has addressed this with a great Marketing program located on our website www.fatcohouston.com Real Tour. In addition, we can help you buy designing postcards … (0 comments)
escrow: How does the Title Process work? Start from the basics.
- 04/11/09 07:17 PM
So let's start at the beginning. When a title ordered is placed a whole series of events have to occur to get the ball rolling to a closing. The 1st is an active search of public records for the property in question (kind of antiquated). Fortunately, all property records are a matter of public record. Everything from the property legal description, all the owners of the property, the liens that were filed against the owners of the property. An request is typically sent to an abstracter to go down to the register of deeds office and look up the property in … (0 comments)
escrow: First American Title Insurance Co. Clear Lake Texas
- 04/06/09 02:22 PM
The Clear Lake office is one of First American's oldest & strongest branches. We are located in the heart of Clear Lake on El Camino Real between Bay Area Blvd and NASA Parkway in the Oynx One Buliding. Our recently remodeled office includes a coffee bar and movie room. The escrow & sales staff is equipped to serve Realtors, Builders, and Lenders in many ways. Whether it's raw land, new construction, residential resale, or refinance transactions, we have the technology, resources, and experince to make any closing smooth. We strive to build relationships with real estate professionals in the Houston, League … (0 comments)
escrow: Life of an Escrow and it's purpose-How Does Escrow Work?
- 04/05/09 12:23 PM
The Life of an Escrow and it's purpose-How Does Escrow Work? Ever get asked this question and found your self guessing? If you've ever made an informal bet with a friend, you may have asked a third person to hold the money until the wager was resolved. When you take out a mortgage to buy a home, you're doing something similar by opening an escrow account. How it works When you put money in escrow it is held by a neutral third party (called an escrow agent) who works for both the lender and the borrower. The agent's role … (0 comments)
escrow: The Life of an Escrow and it's purpose-How Does Escrow Work?
- 03/30/09 09:46 AM
Ever get asked this question and found your self guessing? If you've ever made an informal bet with a friend, you may have asked a third person to hold the money until the wager was resolved. When you take out a mortgage to buy a home, you're doing something similar by opening an escrow account. How it works When you put money in escrow it is held by a neutral third party (called an escrow agent) who works for both the lender and the borrower. The agent's role is to carry out the instructions agreed upon by both parties. The … (1 comments)
escrow: Explanation of the Title Commitment
- 03/30/09 05:49 AM
Need an Explanation of the Title Commitment? Explanation of the Title Commitment The first time you receive a copy of title company commitment, you might find it difficult to understand. Actually, the commitment is an easy document to read. Once familiar with the commitment, it becomes a road map to follow to ensure that the property being transferred is in insurable condition. Explanation: Schedule "A" Date - This is the date and time to which the records have been examined. GF Number- (Guaranty File Number)Number given by company to identify file. Use this number when calling for any … (3 comments)
Real Estate News with a Value added punch Clear Lake Texas Real Estate
I think this is a good rule to live by!
"We are not put on this earth for ourselves, but are placed here for each other. If you are always there for others, then in time of need, someone will be there for you."
~ Jeff Warner
Retrain Your Brain
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