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Bring your family and enjoy the 2007 Stockton Asparagus Festival! April 27th - April 29th Downtown Stockton, at the Waterfront. This year's festival will include the usual fun activities, arts and craft exhibitors, live entertainment, and of course...lots of Asparagus! The festival also provides needed donations to local non-profit organizations! The proceeds of the Stockton Asparagus Festival are shared by over 100 charities that are represented by the Spear-It Staff volunteers. Each charity receives a "donation" based on a schedule of units, or hours, for the work performed by the volunteers. In 2006 the Asparagus Festival was able to distribute $419,893 among the charities involved. In the past 21 years, over $3.6 million dollars has been contributed back to local charities directly from the Stockton Asparagus Festival. For more info on the 2007 Stockton Asparagus Festival, please visit the following link: http://www.asparagusfest.com/ If you are interested in Real Estate Values or Mortgage Financing for your property in the greater Delta/San Joaquin area, please give Karl Kruger a call at 925-895-6467, or send an email to karl@northstatefinancial.com

Fantastic Opportunity - Estate Home in Silverado Crest - Oakley, California - Offered at $899,995 Quiet Neighborhood - Beautiful Interior - Lush Landscaping Front and Rear 4 Bedroom, 2 Bath, 2546 Sq Ft, Lot 19,602 Sq Ft Built 1996, Corner Lot, 3 Car Garage, 2 Workshops · Custom Painted Interior, Vaulted Ceilings, Central Vac System · Window Treatments, Silhouette Shades · Island Countertop Food Appliance System by Nutone · Whole House Intercom and Streaming Stereo In All Rooms · Two Walk-In Closets - Master Suite · Jetted Spa Tub in Master, With Dual Vanities · Video Security System With Intercom · Landscaped Front & Rear, Includes 2 Oversized Workshops, 3 Car Garage, Covered Boat/RV Pad · Outside Custom BBQ Island, Gazebo, Water Fountain · Award Winning Oakley Schools · Shows Well - Great Pride In Ownership · Motivated Sellers - Priced Reduced 50K For Quick Sale! For More Information or to Request a Showing, please contact Karl Kruger at 925-895-6467 or send an email to karl@northstatefinancial.com
Looking for something fun to do on Father's Day weekend 2007? Be sure to check out the 2007 Isleton Crawdad Festival, on Saturday and Sunday June 16 & 17. The festival is held in the Delta community of Isleton, just a short drive from the Bay Area or Sacramento. The annual event is held waterfront, in the historict delta town of Isleton. Bring the entire family for a weekend of fun, that includes music, entertainment, food, arts/crafts, etc. Isleton is located on Hwy 160, close to Rio Vista and Davis, Ca. Children under 12 are free, adults entry is $5. For more information on the Crawdad Festival, please visit the following link: http://www.crawdadfestival.org/ If you would like information on living in California's Delta communities, or if you have questions regarding Real Estate and Mortgage Financing, please call Karl Kruger at 925-895-6467, or send an email to karl@northstatefinancial.com
A gem in the desirable community of Brentwood. Offered at $399,950 MLS # 40250718 Recently Remodeled - 3 Bedroom, 2 Bath, 1372 Sq Ft, Lot 5600 Sq Ft, Built 1967. 
· Beautiful Pergo Flooring Throughout · All new Dual Pane Windows · Ceiling Fans · Dual Convection Oven, Updated Kitchen Cabinets · Surround Sound System · Landscaped Front and Rear · Bonus Storage Building in Rear · No Rear Neighbors · Award Winning Brentwood Schools · Newer Paint Inside and Out · Shows Well - Great Pride In Ownership · Close to Downtown, Shopping, & Proposed BART Ext. · Motivated Sellers - Priced for Quick Sale!, Includes Refrigerator · Sellers willing to negotiate for Big Screen TV! Get into this Brentwood charmer while the market is still sleepy! Fantastic opportunity for Investment Property or the First Time Home Buyer. For more information, or to request a showing of this property, please contact Karl Kruger at 925-895-6467 or send an email to karl@northstatefinancial.com MLS# 40250718

Fantastic Opportunity - Priced Below Market - Quiet Neighborhood 3 Bedroom, 1 Bath, 950 Sq Ft, Lot 7500 Sq Ft, Built 1958, Corner Lot Offered at $559,995 · Dual Pane Vinyl Windows, Freshly Painted Exterior · Landscaped Front & Rear, Includes Hot Tub w/Decking · Includes Washer/Dryer/Fridge/Freezer · Bonus Storage Shed in Rear · Award Winning Fremont Schools · Shows Well - Great Pride In Ownership · Close to Downtown, Shopping, & Lake Elizabeth/Parks · Motivated Sellers - Priced for Quick Sale! MLS# 40255693 Get into this Fremont charmer before the market increases! Fantastic opportunity for Investment Property or the First Time Home Buyer. FOR MORE INFO OR SHOWING PLEASE CALL Karl Kruger @ 925-895-6467 or send an email to karl@northstatefinancial.com 100% Financing Options are Available! Hablo Espanol 510-415-1730 for mortgage financing information in Spanish.
The State of California, as do many states, maintains a database of unclaimed property, money, etc. Take a moment to visit the website for the State of California Controller. On this site, you can navigate to the search page for UCP....Unclaimed Property Search. By entering as little info as you want, to a more specific search, the database will show unclaimed property for specific persons. You can search for yourself to find out what might be waiting for your claim. I found numerous amounts of money, insurance refunds, unclaimed paychecks, etc....all within a few minutes! The website also explains how to file a claim to get a refund. Check it out at the following link for the State Controlles Website: http://scoweb.sco.ca.gov/UCP There are many states that offer this free search and online database. If you have lived in another state, or held securities within another state, be sure to visit that state website to see if they have a similar search page for unclaimed property!
Bring your family to the 2007 Delta Blues Festival, in Antioch, Ca. The event is Free to attend, with some of the best Blues performers and music in the world! The festival is scheduled for Saturday September 15, 2007. The location of the festival is in the "Rivertown" district of Antioch, Ca. For more information, directions, list of vendors, sponsors, and scheduled performers, please visit the following link: http://www.deltabluesfestival.net If you would like more information about the community of Antioch, East Contra Costa communities, relocating to the Delta area of Northern California, or any questions regarding Real Estate and Mortgage Financing, please call Karl Kruger at 925-895-6467 or send an email to karl@northstatefinancial.com
Be sure to check out the Discovery Bay Boat Show this year. Fun for the entire family. Boats in decoration, good music, fun, food, etc. Discovery Bay Opening Day Parade, by the Discovery Bay YC. All boaters welcome, register in advance, decoration theme is to be selected. Starts at 1 p.m. in Lighthouse Bay. May 18, 19, 20, For more information, please visit one of these links: http://www.californiadelta.org http://www.discovery-bay-chamber.com
If you follow the interest rates on long term mortgage financing, you would see that we are in a relatively flat cycle, with rates as low as a year ago. There are many factors that impact the average rates for mortgage financing. These include the benchmark treasury bond markets, economic reports, federal funds language, oil prices, performance of the stock market, strength of the dollar, etc etc. One quick way to forecast the future of interest rates is to take a walk inside your local bank. See what the rate of interest on a short term CD is paying, versus a longer term CD. Its a no brainer!!! Banks are paying less interest on longer term CDs than the shorter term CDs. What does this tell you? They dont want to pay out higher returns in interest to you, the investor, if they think rates are going to fall in the future. Usually, we see longer term CDs paying slightly higher rates. Check it out! If you would like more information on current mortgage interest rates, home values, or any other questions regarding real estate and mortgage financing, please contact Karl Kruger at 925-895-6467, or send an email to karl@northstatefinancial.com
Fun for the entire family! Be sure to visit the 2007 Contra Costa County Fair. "Wild About the Contra Costa Fair" Thursday, May 31 - Sunday, June 3
1201 West 10th Street Antioch, CA 94509 Concerts, Ag and Farming Displays, Carnival, Crafts Home and Garden Exhibits, etc. For More Info, please visit the Contra Costa County Fair website at http://www.ccfair.org/
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Karl Kruger
Brentwood,
CA
More about me
North State Financial, Inc.
Address: 325 Towne Centre Terrace, Suite A, Brentwood, Ca, 94513
Office Phone: (925) 895-6467
Cell Phone: (925) 895-6467
Email Me
Mortgage, Real Estate, and Owner/Broker Topics. Trying always, to keep it positive!!!
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