If you have some time this week to look into this service and opportunity, call me! You can help your family, friends, clients while supplementing your income or just get it for yourself. With the many ways to have your ID stolen or to get sued, you need this protection too. If you are interested, I can email you a special promotion that I wrote that explains this in a lot of detail.
Timely Tip! First-Time Buyer Prospecting... Are you tired of prospects with little motivation and bad credit? Why not try some new innovative prospecting ideas to find some better quality buyers this year? Here's a quick tip I thought of to help you meet some apartment dwellers that are more likely thinking about buying a home in this market and that do not have a house to sell first!
Talk to someone that lives in a nice apartment complex about allowing you to host a "meet the neighbors social" in their apartment. Explain that it will be a great way for the neighbors to get to know each other in a social setting and you can provide the refreshments.
Don't know anybody living in an apartment? Read my email next week on some ideas on how to find them!
Then, use the opportunity meet new people and to explain about the low mortgage rates, the mortgage interest tax deduction, the great home values and the tax credit still available for 1st-time homebuyers until next July! You will meet several potential clients and they will be promoting you to their friends too! Also, there is a very good chance that they are unaware of these strong incentives. Besides the business benefits, you are going to make a bunch of new friends as well...
Many will have great credit and need a great Realtor like you!
About Our Mortgage Co. Carolina Mortgage Company is a well-established mortgage company since 1986 that has relationships with just about everybody in the industry in and around the Fayetteville, NC area. After funding in our name, all loans are sold to lenders that we represent that also have long standing relationships with Carolina Mortgage Company. Carolina Mortgage Company is a leader in mortgages and specializes in VA and FHA processing. Our process:
Call me with your prospects or ask them to call me and I will start off by promoting you to them.
I will call them and take their application over the phone or I will meet them either in my office or in yours. If I cannot get them pre-approved, I will counsel them on what they need to do or advise them on other ways to get financing.
If pre-approved, I will immediately send you a commitment letter. If not pre-approved, I will let you know that as well.
For the pre-approved, then I will print off the application and meet them the following day and will collect verification documents.
The following day, Audrey will start processing their loan and ordering the appraisal and title work.
In a few days, not weeks, we will be done and ready for closing.
On the day of closing, we will wire the money from our line of credit to cover the mortgage so your checks are ready at closing.
Carolina Mortgage Company 6920 Cliffdale Road Fayetteville, North Carolina 28314
What about our next 100 days in our office? Our Smart Goals
With every new President, the media and country are always watching and judging on their accomplishments in their 1st 100 days in office. And this year, we are all very hopeful that this new President can do a lot to help all of us. Just like our new President, we need to have some clear goals and expectations for ourselves for our next 100 days in our office and then our next and next, etc.
A great way to do this is to set some SMART goals and then get going on this and then do every thing you can to hit your smart goal targets! A smart goal is as follows:
Specific
Measurable
Attainable
Realistic
Timely
Here's a great SMART goal! Send ALL Buyers to Sam so he can get them pre-approved with Carolina Mortgage and closed fast and easy so I can focus on other things! Now that is a REAL SMART GOAL!
Quick Tip for 2009 Let's Help Each Other Since many service providers and retailers are looking for business and for ways to cut costs, why not spend more time working with them as a team? Here are some ways to do this:
Share office space by finding a service provider in a great location that has some space available to share.
Share some expenses that affect both businesses in the same location.
Share office personnel for answering the phone or in paying or collecting the bills.
Promote each other in each other's travels.
Advertise jointly in some print ads or other media.
Help each other by providing some work or service for each other.
Set up a new networking group with them to bring in others into your new network.
Networking is a great way to build your business and now is a great time to do this to help others too! Since you have many skills that many don't have, you can offer many skills to help others with their business. Share your knowledge and watch the referrals start coming in. While you are at it, don't forget me! I am a service provider too. Call me if you have some ideas that we can help each other with in 2009!
** B I G A N N O U N C E M E N T - For Manufactured Homes, I can now only finance with a VA Loan! ** So, unless your buyer is a veteran with a certificate of eligibility looking for a primary residence, I cannot help them right now. Hopefully, this is only a temporary set-back!
I hope you are getting some buyers with these low rates, tax credits and great home values! This year is starting out better with more realtors in our area seeing more buyers out and about. Are you getting your share? If not, keep reading. I have a couple of new ideas for your business.
Also, let me know if you know anybody that needs to refinance their home! With any VA or FHA borrowers that have at least 12 mos without a mortgage late, we have STREAMLINED processing that is fast and easy. These loans do not require an appraisal and they ignore credit card balances and history too. For a 5% interest rate on Govie loans, these can save people a lot of money on their monthly obligations. Call me or ask them to call me for a great rate and fast and easy processing.
Are you getting out and bringing in the New Year with your family and friends? Why not get out and bring in 2009 right this year and start your new year off right with some good networking. Also, in case you are planning on singing Auld Lang Syne this New Year's Eve, I thought you might want to learn the words this year..
Auld Lang Syne Lyrics
by Robert Burns
Should auld acquaintance be forgot, And never brought to mind? Should auld acquaintance be forgot And auld lang syne?
Chorus:
For auld lang syne, my dear, For auld lang syne, We'll tak a cup o' kindness yet For auld lang syne!
We twa hae run about the braes, And pu'd the gowans fine, But we've wander'd mony a weary fit Sin auld lang syne.
We twa hae paidl't in the burn Frae morning sun till dine, But seas between us braid hae roar'd Sin auld lang syne.
And there's a hand, my trusty fiere, And gie's a hand o' thine, And we'll tak a right guid willie-waught For auld lang syne!
And surely ye'll be your pint' stowp, And surely I'll be mine, And we'll tak a cup o' kindness yet For auld lang syne!
Translation:
Should old acquaintances be forgotten, And never brought to mind? Should old acquaintances be forgotten, And days of long ago !
Chorus:
For old long ago, my dear For old long ago, We will take a cup of kindness yet For old long ago.
We two have run about the hillsides And pulled the daisies fine, But we have wandered many a weary foot For old long ago.
We two have paddled (waded) in the stream From noon until dinner time, But seas between us broad have roared Since old long ago.
And there is a hand, my trusty friend, And give us a hand of yours, And we will take a goodwill draught (of ale) For old long ago!
And surely you will pay for your pint, And surely I will pay for mine! And we will take a cup of kindness yet For old long ago!
Don't forget your designated driver if you are planning on drinking any champagne!
2008 is almost over and it is about time. This year has been one of those years that will go down in history in a bad way that we'll be talking about for years. Besides the bad news, there was plenty of good news too so the year was not all bad, but overall, I am ready for 2009 to start.
I've been working on a business plan to help my situation next year that should improve my numbers and that will be a welcome change.
How about you? Are you ready for 2009 yet? Well, now's the time to start getting ready. When you do, put me in your business plans so I can help you make 2009 your best year ever!
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The trend that I have noticed that has been happening across our nation and especially in our industry is that we are turning into a "bargain hunting" or "survival mode" economy. People are not interested in buying unless they can get a deal like 60% off or 0% interest rates before making a non-essential buy decision.
This is causing home buyers to look for the foreclosures and then offering 20% off of that thinking the bank will take it or they will leave it.
So, with this way of thinking, we have to work harder to "sell" value and "opportunity" so buyers get emotionally charged and excited to buy from us and now.
Notice that I included myself in this and if you call me, I will help you with this so you can close more homes in 2009!
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Quick note: This is a great week to call all of your prospects up north that are stuck indoors with cool weather and tons of nasty snow outside. Call them and brag about this gorgeous weather we are having. I spent some time out riding bikes in shorts and a T-shirt this weekend and I hope you were able to enjoy this weather too!
A wealth of useful information that can help you prospect, list and close more deals this year. Helping you in your business is my #1 goal. I believe in reaping what you sow and hopefully, once you read my blogs, you'll reward me with some referrals so I can really help you and your business this year!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
Since many service providers and retailers are looking for business and for ways to cut costs, why not spend more time working with them as a team? Here are some ways to do this:
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