SOLD: 177 Gardner St. Manchester, CT - charming split ranch on huge level lot in outskirts of town - 01/21/10 04:25 PM
FOR SALE:$219,000 -177 Gardner St. Manchester, CT 06040
Close to everything but away from it all! This 3 Bedroom 1.5 Bath Manchester, CT split level ranch sits on huge level lot in a quiet area of fine homes. So close to it all - shopping, restaurants and night life, and just minutes to I-384 yet set away in this quiet countrylike setting.
More photos reveal a charming home with many upgrades and with room for your improvements. Sale is subject to lienholder approval.
For more info about this home:
CALL Minna Reid 860.416.1255
VISIT My Website
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What will happen if I don't make my mortgage payment anymore? - 01/18/10 06:23 PM
What will happen if I don't make my mortgage payment anymore?
Are you considering or have you made the decision that you cannot or will not pay your mortgage any longer?
Here's what you can expect:
What will happen:
Your credit score will start dropping with the first missed payment and will continue to sink. After about a month or two of nonpayment your lender's collection department will start calling you repeatedly at all hours of the day and they will send threatening letters. After about 3-6 months of non payment your lender will start foreclosure proceedings. The time between that and … (0 comments)

Becoming a homeowner after a short sale - how long will you have to wait? - 01/14/10 09:15 AM
Becoming a homeowner after a short sale - how long will you have to wait? Are you considering or involved in a short sale in Greater Hartford/Eastern Connecticut? Wondering what it will take to buy a new house again one day?
Guidelines for post short sale borrowers are getting better all the time. Assuming you have taken other measures to improve your credit post short sale, gaining new financing is very possible after just a few years. 
A Fannie Mae mortgage will be available to you two years after your short sale, assuming you qualify otherwise. In fact, if you managed to not … (0 comments)

Seller’s costs in a Connecticut short sale - 01/12/10 03:34 PM
Seller's costs in a Connecticut short sale. There are several fees associated with selling a house - known as the costs of selling. These costs exist whether the home is a short sale home or not.
In addition to paying off any mortgages or liens on the house, usually these costs break down to:
Real estate commissions Town and state conveyance taxes Attorney Fees Recording, wire and courier fees These are paid by the seller however; IN A SHORT SALE SITUATION THESE COSTS COME OUT OF THE PROCEEDS OF THE SALE AND NOT OUT OF YOUR POCKET.
Sometimes the lender will also … (2 comments)

Real Estate Market Predictions: Where the Central and Eastern Connecticut market is headed in 2010 - 01/08/10 09:58 AM
Real Estate Market Predictions: Where the Central and Eastern Connecticut market is headed in 2010
I'm sure many of us are happy to say goodbye to 2009 and move on!
I have some predictions for this new year for Connecticut buyers and sellers. Now let me just preface by saying I do not have a crystal ball to predict the future, nor am I an economist. I am a Realtor that witnesses exactly what is going on in our local real estate market ( Tolland, Windham and Hartford Counties, CT), and from what I see going on out there - here … (0 comments)

FHA announces new guidelines for Connecticut post short sale mortgages - 01/07/10 08:05 AM
FHA announces new guidelines for Connecticut post short sale mortgages.
Effective December 16, 2009 the FHA has issued new guidelines addressing post short sale borrowers. HUD Mortgagee Letter 09-52 states:
Borrowers are not eligible for a new FHA mortgage if they pursued a short sale agreement on his or her principal residence simply to:
take advantage of declining market conditions, and purchase, at a reduced price, a similar or superior property within a reasonable commuting distance. Borrowers are considered eligible for a new FHA insured mortgage if:
they were current on their mortgage and other install debts at the time of … (0 comments)

What to expect through the process as a Connecticut short sale seller - 01/05/10 08:28 AM
What to expect through the process as a Connecticut short sale seller. Are you considering selling your home in a short sale in Connecticut?
What you can expect through the CT short sale process:
When getting together with your Connecticut Short Sale Realtor for your listing appointment - you'll be needing to get some documentation together. Outside of a listing agreement and the necessary Connecticut disclosures, your lender will also be looking for some documentation. Your lender will want you to "qualify" for the short sale. The most common documents the lender will be looking for are your:
Two most recent paystubs ( or … (0 comments)

 
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Minna Reid, CT REALTOR®, Short Sale Agent

Southington, CT

More about me…

CG Real Estate

Address: 1224 Mill St., Bldg B, East Berlin, CT, 06023

Cell Phone: (860) 416-1255

Email Me

Testimonials
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' Minna is an expert in short sales, and was invaluable as we went through the process of selling our home with its upside-down mortgage. I cannot ... more '
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by Anichka5
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' Minna came into my life at a time I didn't know where to turn, I was out of work and running out of time. Realators were willing to come and put my ... more '
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' Minna is a cut above all other agents, she knows how to get through all the red tape so prevalent since the housing collapse and ultimately gets the ... more '
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