I TRY TO BE CAREFUL, BUT I GOT TAKEN. All I wanted to do was see my wife's credit report without getting a "hit" on the credit. So, I paid $29.95 to get it. It was a lot of money, but I figured it was worth it to not have a "hit".
BOY WAS I WRONG. They have now charged my card $9.95 twice for a monitoring service I didn't sign up for! So, I tried to call and cancel. I didn't have a phone number, so I did a search. Here is what I found:
IF YOU WILL NOTICE, I DID A SEARCH FOR "MNI* CREDIT REPORT". WHAT CAME UP SURPRISED ME. There are no links to their website. Only links to complaints about their company. One of them led me to a site that showed how to file an FTC complaint. It was very fast and easy. If you want to read the complaint board, click here. This is one of the 3 that were on the first page.
I CALLED TO CANCEL AND, OF COURSE, THEY MADE IT DIFFICULT. The funny thing is, they had 3 options on the phone system, one of which was to cancel. So, I canceled, and then filed the FTC Complaint. The complaint makes for very interesting reading.
IF YOU HAVE BEEN TAKEN, FILE A COMPLAINT. This can trigger a federal lawsuit to shut them down. They are making a ton of money in a very unethical way.
Here is what their website looks like. Don't sign up for it. Just wanted to get the word out.
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