Want to make shopping for a home easier?
See your mortgage lender first before you shop for a home!!
One of the smartest home buying choices you can make is seeing your lender first before shopping for a home. Your lender can help you decide the kind of mortgage that's best for you and give you a very good idea of exactly how much house you can afford. Your mortgage can get approved before you've even found a home. You'll make buying your home a whole lot easier-for you and the REALTOR you choose to help you find it.
Seeing your lender first makes finding your home easier- with more certainty and less anxiety- because you won't be going through the whole process worrying about your mortgage approval. You'll be looking at homes you and your REALTOR know you can afford..demonstrating your seriousness as a buyer and negotiating with the seller from a position of much greater confidence. When you do find a home you wont need to apply for a mortgage, you'll already have the financing in place.
Seeing your lender first means you'll be shopping for homes you and your REALTOR know you can afford not wasting precious time.
Don't settle for less home than you can purchase, or waste time looking at homes outside off your price-range. Knowing what you can afford gives you an extra edge in negotiating your final deal.
With a pre-approved mortgage you negotiating position is even stronger- because a deal with you isn't contingent on mortgage approval. To the seller and REALTOR, you offer the same advantages as a cash buyer!
Shopping for a home and then finding out whether you can afford it doesn't make sense.
See you mortgage lender first.
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