Home > Blogs > David Pylyp > Remarkable Toronto Real Estate

Credit Sucks huh Fix it and Buy a House

By David Pylyp

Real Estate Agent with RE/MAX Realty Specialists Inc.,

November 06, 2009 12:29 AM

So, You went to the bank. Met with the person across the desk. They told you that the RANGE or Beacon Score that is related to your Credit Record is too low for the money that you want to borrow. You feel that you want to afford that pretty house that your wife wants.

You want to make you family happy, but.....

Your Credit sucks huh

Maybe you just missed a few payments, Often its a forgotten item when you moved. A missed deposit. In any event, rather than being turned down we can have our people look at this for you and straighten a few things out.

It may take a few months, or restructuring your debt to reduce your monthly payments, but if you do nothing, nothing will change. You need to be proactive. We can fix this.

There are people that will sit and expain step by step what needs to be done to repair your credit. It is not as overwhelming as it seems.

Give me a call at 647 218 2414 and lets Go shopping for your new place to live!.

Re-Blog

Comments(6)

Comment

Show All Comments

Sort:

Jeremy K. Frost

Keller Williams Realty - Dripping Springs, TX

Associate Broker, ABR,CNE,CRS,ePro,PSA,RENE,SRS

I love reading a great post like this one. Thanks for making it RAIN!!!

Nov 06, 2009 12:30 AM

Scott White

Land Home Financial Services, Inc. - La Crosse, WI

Sales Manager at Land Home Financial, NMLS 82835

There are so many people who have been set aside by the banking industry because their credit scores don't match a certain standard and the banker isn't interested in giving them solid information to help them become a future client.

Its nice to see you're out there taking that extra step. Good luck to you.

Nov 06, 2009 12:41 AM

Joel Prince

The Principle Group, Inc - Hixson, TN

Hixson/Soddy Real Estate Broker

David -

Thanks for the post. Buy a little later is certainly a lot better than don't buy at all.

Nov 06, 2009 12:42 AM

David Pylyp

RE/MAX Realty Specialists Inc., - Toronto, ON

Thank you for all of your comments. Consumers often do not realise that a banking institution sells ITS products only. They are not there to help you fix credit bureau related reporting and error issues. Thats why its so important to let sonsumers know that other services are available. When they are ready then we have a new pool of home buyers!

Nov 06, 2009 01:12 AM

Chris Cliff

DDIY Home Renewal - Lynnwood, WA

The Home Repair and Painting Guy

I have a couple of thoughts on this. First off is that it amazes me how few people regularly check their credit scores. Especially now that we all get one free report a year. It should be something you do on your birthday every year (at the least.)

The other was your comment about wanting to "afford that pretty house that your wife wants". This is funny timing because I just had a conversation with one of my friends that was lamenting that he is making payments on a car he didn't really want, but bought because his now ex-girlfriend wanted it at the time. Especially now, it is important to not over shoot what you can purchase as a consumer and it might be better to live in a very affordable but slightly smaller home than the dream home, at least not right out of the gates.

Nov 06, 2009 01:37 AM

Marcia Hawken

WILLIAM RAVEIS - Naples, FL

Naples Luxury Specialist

Being up front about their credit score is so important. Telling the buyers to hold off on buying that new car fro the new driveway until AFTER they has purchased their home...little mistakes they can make that this conversation can help them avoid, is so important.

Nov 16, 2009 08:29 PM

Credit Sucks huh Fix it and Buy a House

Comments(6)

David Pylyp

Service Areas

Real Estate Resources

Additional Information