While some mortgage programs require a period of time in your bank account, FHA does not as long as the down payment is a gift.
Not only can your down payment be a gift but it does not have to spend 90 days in your account in order for the bank to take it.
There are many mortgage loan products. If you are in the market for a mortgage and would like to deal with a direct California lender I would be happy to assist you.
Kevin Kirk
Direct lender.
916-367-7128
Comstock Mortgage
Roseville Ca.
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