You may think that defining what a "flood" is should be easy. Not necessarily so. Here's the official definition used by the National Flood Insurance Program.
"A flood is 'a general and temporary condition of partial of complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from:
- Overflow of inland or tidal waters;
- Unusual and rapid accumulation or runoff of surface waters from any source;
- Mudflow (a river of liquid and flowing mud on the surfaces of normally dry land areas, as when earth is carried by a current of water...)
- Collapse of subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above."
Call a local insurance agent today for a QUOTE for a Flood Insurance Policy. Don't delay! There's a waiting period for Flood policies! Podmaska Insurance Agency would be happy to educated you on the necessity of covering your home from all possible risks!
What's next on Podmaska Insurance's Official blog?? "What is covered by Flood Insurance-and what's not"