Confessions of a Short Sale Agent: I Already Hate Your Bank
At first I imagined the banks to be extremely overwhelmed with the amount of foreclosures that were looming in the horizon. . .that was 3 years ago.
I patiently waited for them to organize themselves to handle such a monumental task. .2 years later, nothing. .3 years later nothing. . is there any explanation as to why it will take them months to just say YES OR NO TO A SHORT SALE PACKAGE? . . knowing that they will have to make that decision sooner or later?
Confessions of a Short Sale Agent: I Already Hate Your Bank
I know you hate your bank. They've taken you through hell. You're thinking about:
•· That crappy loan and the insane interest rate adjustment
•· The no-doc loans they sold that sunk your neighborhood home values
•· The robo-call reminders to make your payment on the 2nd of the month
•· All that bail out money they got and the down payment you'll never get back
•· The way they toyed with you about a loan modification
So now you are thinking of a short sale and you think no one could hate your bank more. But, you're wrong. I hate your bank, already. Although you hate your bank, you can't possibly hate them more than me. I hate them all day long. You go to work, come home, and hate your bank at night and on the weekends. But not me, I wake up in the morning, and I hate your bank. I go to bed at night, and I hate your bank.
And, I especially hate your bank during business hours. You know how they said they lost your paperwork? When they pull the same thing during your short sale, I'll be right there, hating them for you. I can re-fax it to all of their 15 secret fax numbers with the flick of my wrist. I can call back tomorrow and the next day with my date stamped fax receipt. When they incorrectly value your home, I can flood them with a slew of market information that will make them shudder. When they make a short sale offer that does not relieve you of all personal responsibility for the debt, I'll let them know how we do things in California. And why? Because I hate them - - that's what I do.
I already know what they've done to your friend, your neighbor, and to you. And, although the bank loves dealing with you, they hate dealing with me. Because, they know I hate them, already. . .
Tni LeBlanc, Mint Properties
Broker/Attorney, Short Sale Agent
CA DRE License # 01871795
(805) 878-9879Serving Santa Maria, Orcutt, Nipomo, Los Alamos, Santa Ynez, Los Olivos, Solvang, Buellton, Lompoc, Arroyo Grande, Grover Beach, Pismo Beach, and Avila Beach.
Recent Post: 4 Biggest Mistakes Short Sale Sellers Make - Featured!
*Nothing in this article is intended to solicit listings currently under contract with another broker. Those considering a short sale are advised to consult with their own attorney for legal advice, and their tax professional for tax advice prior to entering into a short sale listing agreement - this article does not offer legal and tax advice.
Copyright © Tni LeBlanc 2010 *Confessions of a Short Sale Agent: I Already Hate Your Bank*
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