HOUSECHARLOTTE DOWNPAYMENT ASSISTANCE PROGRAM House Charlotte, a down payment assistance program, provides financial assistance of $7,500 and in certain cases, as much as $10,000 towards the purchase of a home.
There is an additional incentive of up to
$15,000 for police officers.
100% FINANCING IS AVAILABLE!
Program Features
- Down payment assistance of up to $10,000 for qualified buyers in select neighborhoods
- Down payment assistance of up to $7,500 for qualified buyers
- Pre-purchase homebuyer education
Eligibility
- Families with incomes that are 110% or less of the median income are eligible for assistance. - Participants must complete pre-purchase homebuyer education program.
- The home must be a family's primary residence and located in any of 87 designated neighborhoods.
- Maximum purchase price of home is $147,000.
- Employed police officers who purchase homes in designated neighborhoods are eligible for assistance up to $15,000.
How the program works
Banks apply for the program on behalf of qualified buyers. To find out if you are qualified, contact me and I will assist you with an approved lenders.
The selected house must be located in one of the approved Charlotte Neighborhood Statistical Areas (NSAs). Each Charlotte neighborhood is grouped in an NSA, and builders do not use the same neighborhood names as the NSA listing. In order to find out if a house is in a HouseCharlotte approved NSA, call me at 704-345-7218.
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