The children. .

I have seen enough pink walls in empty houses and toys left laying around were dreams once existed and fantasies were made.

The repercussions for the future of a child that experienced a foreclosure will have ripple effects for many years to come.

Children see, feel, cry alone and take this stress as much as their parents.

An underwater mortgage; as much as they don't understand . . is not a good situation for them

With loan modifications being the answer to benefit the lenders. . the sentence for an underwater family is just kicking the can for a later foreclosure stressing the families for months?. . years? eventually the day of reckon comes.

The choices you have as a head of a household if your home is underwater are not easy. .

Don't make it as a convenience and just kick the can to prolong a misery that your children will pay as the years pass.

Show them that a decision based on facts and true consequences . .

                         will always set you free