I saw a post today indicating that 'valid information' can't be removed from the credit report.
This is INCORRECT as many individuals have and continue to remove VALID items on their credit report.
Bankruptcies, credit inquiries, judgments, collections, and late payments can all be removed from a credit report whether it's valid or not.
Is going to a credit repair agency the best option? Probably not. You can dispute the items yourself, and not incur any costs.
A Credit repair company might offer one of those 'Attorney' letters that may make the collection agency think twice before declining your dispute.
A simple search on google can lead you to some free credit dispute letters, and may only require registration.
Go to Self Credit Repair if you would like to know why valid credit information can be removed.
*Attempting to remove valid information from your credit report is 'illegal', but still happens every day!
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