| Your Realty News |
October 2011 |
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Did You Know?
By Victoria Lorusso
Honestly I am so amazed by the current interest rates. Stunned really. Last week my clients closed on a FHA loan at 3.75% with only 5% down. They are so happy and completely get the cost of money right now as compared to where it ultimately will go, up.
So did you know that if rates move up even 1 point, that typically accounts for a 10% increase in purchase price. Wow! So if you are thinking of buying, what are you waiting for??
Follow my links to start looking now!!!! |
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Selling Your Home in a Slow Market
 The slow housing market in many parts of the country is causing concern; but there are steps homeowners can take to ensure their house sells for a fair price.
Avoid Overpricing
When selling a house in a slow market, avoid the trap of overpricing. Keep in mind that housing prices in certain locations remain steadfast and do not change drastically. For example, if one house is sold for $100,000 then it is unlikely that... Read More |
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What Homeowners Should Know About Strategic Default
Courtesy of ARA Content
 Who would risk the negative impact of defaulting on a mortgage if they didn't really have to? About 17 percent of Americans who defaulted on their mortgages in the second quarter of 2010 did exactly that, according to a study by Experian, the leading global information services company.
"Strategic default"—choosing to stop paying on your mortgage even if you can afford the monthly payments—peaked at the end of 2008... Read More |
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Destroying Household Odors
 Candles, potpourri, spray fragrances and such will cover up an unpleasant household odor, but covering up an odor does only that; cover it. These pretty fragrances will not eliminate the odor at its source for a lasting solution. For that, you need to do one of two things:
Absorb the Odor
Baking soda is the most commonly used and recommended product for absorbing... Read More |
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The 203(k) Mortgage Makes Green Remodeling Affordable
 Green home remodeling is a great investment in your property and in the environment. The 203(k) mortgage program from HUD and the FHA allows you to get a single mortgage to buy and renovate a property to meet green home goals.
Start with the basics: proper weatherstripping, caulking, insulation and ventilation. It's also important to properly insulate heating and cooling ducts that run through unheated spaces—a lot of energy can be lost to the environment, robbing you of money and efficiency. Standards have changed over the years and if you're buying an older home, it may not be as energy efficient as it could be. These simple fixes save energy costs and improve the health of... Read More |
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Update Your Home with Color
 Are you tired of your bland color scheme? Whether you add color to your walls or handpick some colorful accessories, the right colors can turn your home into a stunning showplace. Here are some ideas to keep in mind when using color.
Warm or Cool?
Warm colors tend to be energizing. If you want to enliven a dull room, add splashes of yellow, red or orange. For an easy fix, add cozy cushions, sumptuous drapes and soft carpets in warm tones.
Cool colors have a relaxing effect. To settle a busy room or create a calming sanctuary, choose hues like... Read More |
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Stunning Westover Antique
Impeccably restored down to
the finest detail. 3Brs in
main house, guest cottage
Great Victorian for $2 Mil |
A True Darien Gem
Move in to this updated Col
set on a corner lot in fab
convenient location. Newly
listed at $765,000 |
Waterfront Perfection
150 ft of sandy beach can
be yours! 5 br, 4.5 bths,
totally updated w/NYC views
A real buy at $4,250,000 |
Shippan Point Colonial
Enjoy your own privated
deeded beach! Lrg fenced
yard, 4 br, 2.5 bth, fshd
lwr lvl, Just $799,000 |
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| Victoria Lorusso - (203) 324-9600 |
Your Realty News - October 2011 |
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